Mutual Fund Queries

How to transfer from liquid funds to ELSS

How to transfer funds from liquid funds to ELSS funds as advised by you. How much returns do these liquid funds generate?

Jul 17, 2017 by Parampal Singh Dang, Mohali | Mutual Fund

Transferring from liquid funds to any other fund is very easy. All you have to do is invest the lump sum amount in a liquid fund and submit a switch form along with your investments. In the switch form you have to... Read More

Please guide about mutual funds investments

I am interested in mutual fund. But I have no idea invest in mutual fund, SIP. Please guide me?

Jul 17, 2017 by Ajay Singh, Jaipur | Mutual Fund

Glad to note that you are interested to know about mutual funds and want to invest in it. We request you to contact a mutual fund advisor in your city Jaipur. Help from a mutual fund advisor is must as you are new... Read More

Can I invest in BSL Balanced Advantage Fund

Doing a tremendous job for new investors like me and thanks a ton for this. Between, I'm 27, working under a PSU for a bank earning about 46000 per month. I have an amount of Rs 500000 with me now and want to invest in BSL Balanced Advantage Fund for monthly interest rounding about 9%. I'm a moderate risk taker. My mutual fund advisor informed that, that I would be earning about 9% for the amount invested rounding to 3750 per month and further informed that, if the NAVs do increase, we can earn more. Eg: 500000/50=10000 units. (350*12=45000 per annum as amount) and if NAV=60 by the time July 2018, 10000 units *60=600000/-+45000/- interest earned i.e., 145000 per annum. is it true. Please guide me accordingly to invest the said amount?

Jul 16, 2017 by Prasanna, Vijayawada | Mutual Fund

At the outset, I thank you for the kind words about Advisorkhoj. Please note that BSL Balanced Advantage Fund is a hybrid asset allocation fund which has monthly dividend payout option. The fund is paying... Read More

As I want to shift my FDs to mutual funds which schemes are ideal for me

Need your advise on the following: I have investment in Mutual funds with current market value of around 55 lakhs, plus some bank Fixed Deposits around 40 lakhs (@ interest rate 8.25% p.a.). I would like to invest the above amounts for 10 to 15 years in Equity linked mutual funds and start SWP from next one year so that I get regular monthly income. Request you to suggest 10 good equity linked mutual funds (Large cap or Mid Cap - which can give me return of above 15% - 18 % p.a.) or some very good funds with proven track record?

Jul 16, 2017 by Prakash Kadne, | Mutual Fund

Even though your thought of diverting fixed deposits to mutual funds is excellent, your expectation of 15 - 18% return from mutual funds is bit high. Having said the above, if you see the historical returns of... Read More

Is my mutual fund investments okay

It is an excellent analysis between large cap & small/midcap investment. The risk & rewards are clearly expressed for investors. I am also used to invest in MF. My portfoio is: 5000 in SBI Magnum Taxgain, 5000 in DSPBR Small Cap, 4000 in Reliance Small Cap, 2000 in SBI Mid Cap, 1500 in LICMF Mid Cap in monthly sip & 1000 weekly SIP at SBI Blue Chip. I am 64 years old & living a cool retired life with an aggressive attitude to create wealth for my little relatives future. As a small investor I've chosen mid & small cap root. The assets will be automatically transferred to the nominees favour and they will continue for a long period after my death. Please give your opinion on my investment philosophy? I enjoy your blogs like a dedicated follower?

Jul 16, 2017 by Partha Sarathi Bhattacharyya, | Mutual Fund

Thanks for the kind words about Advisorkhoj. We are particularly glad to note that you liked the article 'Analysis of Large cap and small/mid cap investing' and follow our blog regularly. Your investment philosophy... Read More

I need information about SWP

I need information about mutual fund SWP?

Jul 16, 2017 by Deepali, | Mutual Fund

Thanks for writing to us and your interest to know about SWP. Please go through the following contents, which we are sure will help you understand the concept of SWP well... Read More

Should I borrow money from my wife instead of redeeming my mutual funds

My wife need to park some idle funds to the tune of 5-6 L, she is 42 year old & has a considerate risk taking ability with a said defined horizon of around 4-5 years can you advise me. I am being given to understand that market is awaiting a correction & therefore should I park these funds in some liquid Fund. Please advise? I have some already and going investment & presently in need of some amount around 5 Lac, should I withdraw it? Or Will it be more sensible to suffice my requirement by borrowing the amount from my wife. Please kindly advise?

Jul 16, 2017 by Yogesh Shirole, Pune | Mutual Fund

You have thrown a very interesting query to us. On a lighter note, should we discuss in public domain if you should borrow money from you wife or not :) Should it not be decided by two of you. On a serious note... Read More

Which plan can give me 12 percent dividend payable monthly

I want to invest 10 lacs which will give some monthly dividend may be about Rs. 12000 per month. Which plan you can recommend to me. This is for 10 years?

Jul 16, 2017 by Narayanan A V, | Mutual Fund

Kindly note that no scheme in mutual fund can guarantee you 12% monthly dividends. In fact, the dividends are not assured in mutual funds - neither the quantum of the dividend nor the dividend payout frequency... Read More

Should I take help of an advisor for my investments

I am very new to mutual fund investment, actually I haven't started yet. But I am very much serious to start my investments. I am 29 years old, working in pvt. sector, initially I want to start with 5000 per month (SIP) and want to increase SIP as per salary increase. I have certain goals to achieve: 1) want to buy a car having 15 lakh price (Skoda Octavia) after 10 years. 2) Want 1 crore after 30 years from now. Please suggest me whether I should take a help of Advisor or shall do it myself. I already have 3 LIC insurance as a life protection and PPF account as additional investment, also have Sukanya Samriddhi account for my Baby's future?

Jul 15, 2017 by Rohit Chaudhari, Vapi | Mutual Fund

As you are new to mutual funds, you should take help of a financial advisor. A good advisor will not only help you with your investments he or she will also help you with your investment planning. Currently you... Read More

Can you suggest MF schemes for increasing my SIPs

Please suggest additional SIP of 25,000/month. At present I am holding following SIP - 1. Birla SL Advantage - G (10,000/month), 2. Birla SL Banking & Financial Services Reg - G (25,000 per month), 3. DSPBR Small and Mid Cap Reg - G (10,000 per month), 4. Franklin India Smaller Companies - G (5,000 per month), 5. HDFC Balanced - G (25,000 per month), 6. HDFC Mid-Cap Opportunities - G (10,000 per month), 7. Kotak Select Focus Reg - G (10,000 per month), 8. Reliance Small Cap - G (5,000 per month)?

Jul 15, 2017 by Rajendra, Ahmedabad | Mutual Fund

The overall scheme selection for your current SIP portfolio is good and the portfolio is quite aggressive. Out of the total Rs 100,000 that you are currently investing through monthly SIPs, 30% allocation is towards... Read More