Which scheme is suitable for my father whose risk profile is moderate

Considering your father's risk profile which is moderate and the investment horizon of 3-4 years, we can suggest him to invest in hybrid debt funds also known as MIPs.

He can invest in lump sum and/ or through monthly SIPs depending upon the liquidity he has in hand. For example - if he has some investible surplus in hand now, he can invest in lump sum. For the surplus amount that he may have every month after meeting all his expenses can be invested through monthly SIPs.

You can select a top performing fund from this category from here https://www.advisorkhoj.com/mutual-funds...

Hope you find the above useful.

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