Investment, Financial Planning, Mutual Fund & Income Tax Queries

From where can I get the holding of a mutual fund scheme

If I want to know complete holding of any particular mutual fund investment scheme than from where can I get the same?

May 14, 2017 by Harshit Parikh, Thane | Mutual Fund

Please explore our website and see this link... Read More

Should I make changes in my fund selection

I am pretty much new to investment and I am 32 years old. I did my research a little bit before approaching you for help. I want to invest 15,000 per month with a horizon of 20 years for child's education and my retirement. I have listed some funds but not able to decide as I have seen a lot of mixed replies from People. I am a moderate risk taker and a discipline investor. 1) Large Cap: Birla Sunlife Frontline Equity Find (or) HDFC TOP 200 - G (or) SBI Bluechip, 2) Multicap: Birla Sunlife Equity Fund, 3) Midcap: Franklin India Prima Fund (OR) HDFC Balanced Fund (Either one to invest), 4) Small Cap: Reliance Small Cap fund. Please advise any changes and also suggest changes in fund if required?

May 14, 2017 by Kaushik, Gandhinagar | Mutual Fund

Glad to note that you have researched a bit about mutual funds before writing to us and also to note that you are a disciplined investor. Discipline is one trait which, if you can maintain throughout the journey... Read More

Should I add small caps or contra funds in my portfolio

Please review my portfolio and suggest me a small cap to cover portfolio. 1.5k each in 1) ELSS - Birla Sunlife '96, 2) ELSS - Reliance Tax Saver, 3) Multicap - ICICI Prudential Multicap Fund, 4) Large Cap - Birla Sunlife Frontline Equity Fund. Now I want to invest in Small Caps. However my peers are suggesting me to do a contra funds like Invesco Contra. I have a budget for 4,000 only. Please suggest me what to do. I mean going for small cap? (if yes, then who would be better one) or go for both Contra and Small Caps according to my portfolio?

May 14, 2017 by Saby Halder, Kolkata | Mutual Fund

We do not why your peers are suggesting contra funds and would not like to comment on that. We will suggest you to go with mid & small cap fund as it is not there in your current portfolio and you also wish... Read More

Where to invest for 120 days to 365 days

In the present position of equity market, can you please explain, for extra funds available .where one should invest Arbitrage or Liquid Fund (120 to 365 days)?

May 14, 2017 by Dilip, Mumbai | Mutual Fund

We feel that the present market situation offers an excellent opportunity to investors who have a long term view on equity investing provided they are willing to take certain amount of risk. Short term debt funds... Read More

Can I reach my financial goals one by one

Hope you are keeping good. My query is little bit over-ambitious, but still I want to attain my financial goal. My query is, How much I should invest in which mutual funds so that I can attain atleast 10 lakhs for my sister's marriage in the next 5 years. Next goal: Close to 1.5 Crores for my daughters marriage after 25 years and 1 Crore for my retirement during the same period. I am naive in the MF scenario, my current investment is 3000 SIP in Axis Long Term ELSS which I stopped after 1 year, and will move to DSP Tax Saver, then 4000 in Birla sun life 96 ELSS, and 4000 in DSP BlackRock Micro Cap SIP, 10000 lump sum I invested in L&T Emerging Business Fund and I plan to invest lump sum of 3 lakhs in equal division of 1.5 lakh each in Mirrae Asset Emerging and L&T Emerging (both small and mid cap). Please let me know if I need to invest more and how much and in which funds to attain my goal one by one?

May 13, 2017 by Subham Dutta, Bangalore | Financial Planning

I am doing good and expect the same from you. Please have your queries answered as follows - You need to invest Rs 11,500 through monthly SIPs in a good diversified equity fund for 5 years for meeting... Read More

Which fund should I invest for 5 year SIP

I want to make investment through SIP INR 1,000 per month for 5 year which fund should I invest for higher return?

May 13, 2017 by Shabbir Hussain, Dubai | Mutual Fund

You can choose a good diversified equity fund for investing for 5 years through monthly SIP. You can choose a fund from this selection - Birla Sun Life Equity Fund, ICICI Prudential Value Discovery Fund... Read More

How can I get superior return than bank fixed deposits

1) Please advise me to invest 20 Lakh one-time in a MF scheme to get a monthly regular income which is more that what is offered by FDs of Banks, taking into consideration the taxation? 2) Please suggest a few MF growth schemes for investing Rs 10,000 every month through SIPs for 15 years?

May 13, 2017 by Mahadev, Hyderabad | Mutual Fund

To get tax efficient and superior returns over bank FDs, balanced fund could be a good option for you provided you can take moderate risk with investment horizon of 5 years or so. You can invest Rs 20 Lakhs... Read More

Should I invest in lump sum or through SIPs in ELSS

Thank you very much answering my query about top ELSS Funds, now kindly suggest me if we invest in one go in investing Rs. 150,000 each or route through SIP of Rs. 15,000 and 3000 in each fund, please also advise how I utilize the remaining amount with me, how to invest gainfully for one year. In your details I have read that I can see all my MF investments at one place, kindly advise & elaborate & oblige?

May 13, 2017 by Ashok Goyal, Muktsar | Mutual Fund

Whether to invest in lump sum or through SIPs depends on the liquidity you have in hand. You can even invest in staggered manner, i.e. whenever you have some funds you can invest. However, it has been... Read More

Can you review my mutual fund portfolio and suggest changes

Please review my SIP portfolio following and suggest any changes. My Monthly contribution to PPF and EPF Rs 7,000. So I choose aggressive Mutual Fund portfolio. Horizon 10 - 15 Years and will increase allocation to MF SIPs by Rs 5,000 each year in future. 1. Kotak Select Focus Growth - Direct - 2K, 2. L&T India Value Fund Growth Direct - 2K, 3. Birla Sun Life Equity Fund Growth - Direct - 3K, 4. Mirae Asset Emerging Growth - Direct - 3K, 5. L&T Emerging Business Growth - Direct - 1.5K, 6. Birla Sun Life Small & Mid Cap Growth - Direct - 1.5K, 7. DSP Micro Cap Fund Growth - Direct - 2.5K?

May 13, 2017 by Saheb Chatterjee, Kolkata | Mutual Fund

You have selected good funds for your SIPs and your portfolio is quite aggressive. 65% of your portfolio is in mid & small cap funds and 35% in diversified equity funds. You can continue with these funds for your... Read More

Can you suggest top performing ELSS Funds for me and my spouse

Want to invest in ELSS top performing funds - Rs 150,000 each me & my spouse with dividend pay-out option. Suggest 5 funds with top 3 years earning ratios?

May 12, 2017 by Ashok Goyal, Muktsar | Mutual Fund

Glad to note that you want to invest in Mutual Fund ELSS Funds for saving taxes for yourself and spouse. We are suggesting 5 Funds as desired by you based on 3 years return. They are as follows... Read More