Investment, Financial Planning, Mutual Fund & Income Tax Queries

If I close SIP before completion of 10 years or part withdraw then what will be the charges

While investing online to SIP MF on any AMC website, they ask for time period of SIP. If I opt 10 years and later on due to some reason I Close SIP before completion of 10 years or part withdraw then what will be the charges? Secondly If I opt 5 years and if later on I want to increase tenure more than 5 years then can it be done? If yes then any charges of this?

Jul 15, 2016 by Shailender Kumar, Pune | Mutual Fund

Following is the answer to your queries – For your SIPs you may opt for 10 years or for that matter, any period you want. If you discontinue your SIPs anytime during this period, AMCs will not charge or deduct... Read More

Which are good MF SIPs to invest Rs 25000 per month for long term horizon

For last two days I am going through your articles. Good one and quite impressive. My salutes. Please let me know how to know Nifty P/E ratio. And which are good MF to have SIP 25000 p.m. from long term horizon?

Jul 15, 2016 by Bansal R K, | Mutual Fund

Thanks for the kind words. Glad to know that you liked our articles and found them impressive. To know NIFTY PE Ratios, please check here... Read More

Nice research tools but when we select the category the fund name should show automatically

Nice tools But when we select the category the fund name should show automatically?

Jul 15, 2016 by Vareesh Naik, | Mutual Fund

Thanks for your feedback. Please note that in this tool we have make provision for selecting only two funds from the same category. Here you should type two fund names for which you want to see the portfolio... Read More

How to get Direct plans: From AMCs or any other firm

How to get Direct plan. From direct AMCs or any other firm please confirm?

Jul 15, 2016 by S R Jain, Pune | Mutual Fund

In our opinion, you should visit respective AMC websites to invest in direct plans... Read More

Can you provide consistency of funds on quartile rank basis

Can you provide consistency of fund on quartile basis?

Jul 15, 2016 by Kartik Gandhi, | Mutual Fund

We are showing quartile ranks for the current quarter and the last two quarters. But if the user wants to know more history of quartile ranks (more than what we are showing now), we currently do not have... Read More

Where can I get high Alpha cum low Beta funds over different time frames

Where can I get high ALFA cum low BETA funds over different time frames?

Jul 15, 2016 by Chandra Mohan, Dehradun | Mutual Fund

Currently, we do not have any tool to show the Alpha or Beta of the fund over different time periods. But definitely, we are taking this as a suggestion and shall try to build one... Read More

Is your Research Tools open source or cost

I am a software engineer and mutual fund distributor, the Mutual Fund Research tool are open source or cost. It is possible to promote your tool?

Jul 15, 2016 by J. Nandakumar, | Mutual Fund

Our Mutual Fund Research tools are not open source. Currently, we are also not charging for the same. If you let us know your specific requirement, then we can discuss this... Read More

Can I invest in ICICI Prudential Balanced Advantage Fund and Reliance Regular Savings Fund Equity option

I am planning to invest lump-sum amount of 1 to 1.5 lacs in Dividend payout option which pays monthly/ quarterly or yearly. My requirement is I should get decent return from the fund with good dividend payout as ready to block this for 3-5 years term. My research suggests: 1. ICICI Prudential Balanced Advantage Fund(D), 2. Reliance Regular Savings Fund - Equity Option(D). Can you suggest if its a good choice or should I go for something else as I am ready to split the funds in 2 schemes. Kindly suggest?

Jul 14, 2016 by Nikhil, Pune | Mutual Fund

Your choice of both these funds are good and ideal for investment horizon of 3 -5 years. But remember that, ICICI Prudential Balanced Advantage Fund is a Balanced Fund (equity oriented) whereas Reliance... Read More

Why some funds market capture ratio looks better than funds giving higher return

I have compared 4 funds in market capture ratio research tool in 5yrs. Sundaram select mid cap and Kotak Emerging capture ratio in rising and down market is far better than DSP micro cap and Canara emerging. Then why their returns in 5 years are low compared to these two funds?

Jul 13, 2016 by Bhupender Singh, | Mutual Fund

Let us explain the calculation methodology of these two ratios, so that we can help you understand better how to interpret and use these ratios. Firstly, we calculate the monthly returns of the scheme and... Read More

Should I switch over from Hdfc Growth fund to Hdfc mid cap opportunities fund for more appreciation

Have 3 SIP in HDFC Growth, HDFC Equity and Birla Sun Life Front Line Equity for last 8 years, 6 years and 5 years respectively. Wish to continue for 10 years more. I want to know if I should switch over from HDFC Growth Fund to HDFC Mid Cap Opportunities fund or to other scheme for more appreciation? I can take risk?

Jul 13, 2016 by A.K.Jha, Dhanbad | Mutual Fund

It is heartening to note that you have invested in Mutual Funds through SIP route and want to continue them for the long term. HDFC Growth fund is a multicap fund whereas HDFC Midcap Opportunities... Read More