Investment, Financial Planning, Mutual Fund & Income Tax Queries

Which mutual fund is best for me

I have 8 Lakhs of hard earned money and I want to put in two or 3 mutual funds which can return minimum of 25 % returns. I have a home loan of 45 laksh and in each year I can pay altear 1.6 lakhs to the principle if these mutual fund earn good returns. Kindly suggest me Some funds to invest?

Aug 31, 2017 by Phaneendra Sagi, Hyderabad | Mutual Fund

In our opinion no mutual fund scheme can give 20 – 25% returns consistently for a long period of time. In the last 10 years the best performing diversified equity funds gave 15 – 16% annualized returns while the... Read More

Which mutual fund is best to invest for regular return

About me: Retired looking for SWP /MF Investment for my Daughter Marriage 1) 3 SWP only Direct not Regular ones: Need to have 40k SWP per month for 15 to 20 years, will not touch that money for 15/20 years, is 50 lakhs is enough? If so which are the 3 SWP direct ones. Please suggest the names for a direct one and around November 7th 2017 or so is the right time to invest? and should I have to wait for one year for the SWP to avoid tax, I have no income as of now as I am retired, 2) if I have to invest around 50 lakhs for my daughter marriage during 2022, which one or two safe debt MF direct, you will suggest considering the 5 years time frame and the objective of my daughter marriage, please do help me thank you very much, this platform is very useful?

Aug 31, 2017 by Raman Chandrasekar, Thane | Home Loan

Your annual income need is Rs 4.8 lakhs, which means you need 9.6% regular returns from your Rs 50 lakhs investment. While equity oriented funds can give double digit returns on an annualized basis in the... Read More

What is mutual fund investment for beginners like me

I am new as a investor, and my age is 21 years. So please suggest me what amount I need to save and which fund I have to choose?

Aug 31, 2017 by Mrinmoy Chakraborty, Halisahar | Mutual Fund

We are very glad that, you have decided to save and invest from such an early age. An early start will give you a big advantage to meeting various goals in life, provided you remain disciplined. There are no fixed... Read More

Which mutual fund is best to invest from my selection

I was investing in few SIP but now I want to switch to NRI account, so I need to close the SIP and start new SIP. so I need suggest to start SIP for 2 needs, one is for long term with monthly SIPs below are few short listed with the break down of allocation Birla Sun Life Advantage Fund - Regular Growth - 20%, Birla Sun Life Equity Fund - Growth - Regular Plan - 20%, HDFC Equity Fund - Growth Option - 20%, ICICI Prudential Value Discovery Fund - 20%, SBI Blue Chip Fund - Direct Plan - Growth - 20%, Reliance Equity Opportunities Fund - Growth Plan - Growth Option - Growth - 20%, Short Term (5 years) Reliance Small Cap Fund - Growth Plan - Growth Option - Growth- 40%, L&T India Large Cap Fund - Direct Plan - Growth - 20%, DSP BlackRock Micro Cap Fund - Direct Plan - Growth - 20%, Mirae Asset Emerging Blue Chip Fund - Direct Plan - Growth - 20%. So please advise if the funds and allocations are okay and also if any suggestion?

Aug 30, 2017 by Satish, Nagpur | Mutual Fund

You have rightly segregated the long term and short investment needs. For your long term needs almost all the scheme selection is good excepting Reliance Equity Opportunities Fund which we think you can... Read More

Which are best dividend mutual funds in India

Please advise updated ideal and profitable monthly dividend mutual funds as well as like Quarterly Dividend Mutual Funds like Reliance Retirement Wealth Creation Mutual Fund wherein to decide and choose the one which will help specially to the retired people who had no pension opted for it.

Aug 30, 2017 by Swamy, | Mutual Fund

From you query, we find that you want to know which are the top performing mutual funds, which mutual fund schemes pay quarterly or monthly dividends and the option to draw a regular return from mutual... Read More

Which is the best mutual fund to invest through STP

First of all thank you for spreading education among people and want to confirm that can we STP from any fund of any AMC or only through liquid fund please advice?

Aug 30, 2017 by Krishan Bhardwaj, New Delhi | Mutual Fund

You are most welcome and thanks for the kind words about our work. With regards to STPs, please note that it can be done from one fund to the other within the same AMC. STPs cannot be done from one... Read More

Which mutual fund is best to invest for next 5 years

I kept 10 lac separate which is not being used by me and I want to get regular income please suggest me in which fund I have to invest but on the other hand market is all time high I am fearing my capital erosion please advice what to do? I need not this money for next five years?

Aug 30, 2017 by Geetanjali Bhardwaj, New Delhi | Mutual Fund

From your query, it is not clear whether you need the regular return from your mutual fund investments with immediate effect or after 5 years. The other thing is that investment in mutual funds should be... Read More

Which mutual fund is best to invest with moderate risk

I am retiring on 31.08.17. I will get pension enough for my expenses. Please advice me how can I invest about Rs. 40 Lacs taking moderate risk for my two daughters who are dependent on me partially?

Aug 30, 2017 by Sarbani Sengupta, | Mutual Fund

As your pension is sufficient to meet your monthly expenses etc., we are assuming your investment of Rs 40 Lakh will be for the long term. If it is so you can invest in balanced mutual funds. Balanced Mutual... Read More

Which is the best performing mutual funds that I should invest

I wish to invest 300000 for 7-10 year. Which MF or any other instruments is good with respect to best return & safety too?

Aug 30, 2017 by Vimal Purohit, Baroda | Mutual Fund

As you want to invest for 7-10 years you can invest in large cap equity funds and balanced funds. We could have suggested you diversified or mid-cap funds as well but not doing so as you have mentioned that... Read More

Should I continue my investments in Tata Balanced Fund

I am holding Tata Balanced Fund for past few years. Their current returns are poor. Is it worth holding the investment or I should shift to other balanced funds. I wish to stay invested in balanced fund for at least next 5 years?

Aug 29, 2017 by Pradeep, Mumbai | Mutual Fund

Tata Balanced Fund was a top performing fund in the recent past. But as you have rightly mentioned the fund lost its sheen as it could not beat even the category return in the last 1 and 3 year (as on 14/09/2017)... Read More