Investment, Financial Planning, Mutual Fund & Income Tax Queries

Which is the best small cap fund to invest

I plan to start a new SIP in small cap fund. Please advise which one is best among these - DSPBR Micro Cap Fund, Reliance Small Cap Fund and Franklin Smaller Companies Fund. Also at this market peak, is it advisable to redeem or rebalance the equity portfolio by booking profit?

Sep 14, 2016 by Saurabh, New Delhi | Mutual Fund

All the 3 funds that you have chosen are top performing mid and small cap funds and investing in any one will make sense. However, you may still like to see their performance from here... Read More

Want to know more about balanced funds as my dad wants to invest in it

As you suggested I invest extra money into SIP for Franklin India High Growth Fund. I divide 10000 into 2 funds that is 5000 in Axis Long Term Equity and 5000 in Birla Sunlife Tax Relief 96 Funds. So is it ok that I invested money into ELSS scheme? I just want to know more about best balanced fund scheme. My dad wants to invests some money (nearly about in lacs) but I am confuse about whether the large amount of money invest in equity market is secure or not? Suggest some best balanced funds schemes?

Sep 14, 2016 by Sonal Bhoge, Pune | Mutual Fund

By investing in SIPs of Franklin India High Growth Companies Fund, Axis Long Term equity Fund and Birla Sun Life Tax Relief 96 Fund, you have taken a good decision... Read More

I am an advisor and want to enhance my knowledge about Mutual Funds

I am Baroda based mutual fund advisor. I read regularly your articles. I want to develop my MF advisory business. At present I have joined with NJ as a partner (sub-broker). I want to enrich myself with knowledge from A to Z in Mutual Funds. So please suggest few books. I want to learn calculations i.e. annualised returns, absolute returns, CAGR returns. How can I suggest different schemes to different investors as per their financial goals? So far debt fund is concerned I do not know anything about debt schemes. Please help?

Sep 14, 2016 by Bharatsinh Gohil, | Mutual Fund

Glad to know that you regularly read our articles. Also, glad to know that you want to enrich your knowledge about mutual funds. We do not have all the desired resources that you are looking for enhancing your... Read More

What is the good time to invest in debt funds

What is the right time to park the money in to debt & liquid funds? Whether the market level of both SENSEX & NIFTY need to be considered before investment decision? Also, suggest whether investment of full money at one go is good or one should transfer the funds in several instalments for these (debt & liquid) categories of funds?

Sep 13, 2016 by Basudev, Barbil | Mutual Fund

Any time is a good time to invest in debt/ liquid funds. As the name itself suggests, these funds do not hold any equity in it and therefore, no need to check market levels / volatility etc... Read More

If selection of funds for my SIP is good or not

I started SIP in 1. L&T Value Fund, 2. BSL Equity Fund, 3. Franklin India Prima Fund, 4. DSP Micro Cap Fund and 5. BSL Pure Value Fund for 10 years. Is it good?

Sep 13, 2016 by Amrut Patel, Palanpur | Mutual Fund

You have selected good funds for your SIPs. But, please note that since you have selected aggressive mid cap funds your investment horizon for SIPs should be more than 5 years... Read More

Should I invest in Franklin India High Growth Companies Fund

I have following investment in mutual funds. ICICI Prudential Focused Blue Chip - 6000/ ICICI Prudential Value Discovery Fund - 6000/ UTI Equity Fund - 4000/ HDFC Balanced Fund - 6000/ HDFC Mid Cap Opportunities Fund - 3000/ Reliance Small Cap Fund - 2000. I have invested for 7-10 years for my retirement. I am 49 years old serving in defence services. Now I have found that there is overlapping in my large cap & diversified portfolio. I also wanted to add Franklin India High Growth Companies Fund for diversification. Please advice?

Sep 13, 2016 by Chandra Dev Yadav, Delhi | Mutual Fund

You have selected good funds for your retirement planning. You have selected funds from large cap, diversified equity, balanced fund and mid cap funds category and the the overall portfolio is aggressive... Read More

Can you please confirm my fund selection and select the best one

I am planning to invest in the following for next 20Y through SIP - SBI Blue Chip or Birla Sun Life Front line Equity (Large Cap) - 10000 - Please suggest which one should I go with, ICICI pru value or SBI Magnum MultiCap (Diversified) - 15000 - Please suggest which one should I go with, Franklin India Smaller Companies (Small Cap) - 10000, HDFC Balanced or SBI Magnum Balanced or Tata Balanced (Blanced Fund) - 10000 - Please suggest with which one should I go with moving?

Sep 12, 2016 by Muthuraman, Trivandrum | Mutual Fund

The funds you have chosen are amongst the top performing ones in their respective categories. You have chosen couple of funds from each category (large cap, diversified and balanced) and one from mid and... Read More

When will I get the dividends declared by a company

I would like to know about dividend payout of companies i.e., quarterly, half yearly or yearly for direct equity holder. if I invest in such company today and if company declared dividend in the next week then will I be eligible to get dividend amount?

Sep 12, 2016 by S R Jain, | Mutual Fund

Companies do not declare dividends as frequently as quarterly or half – yearly barring special circumstances and the dividend distribution policy of the respective companies. But you can keep a watch on the... Read More

Should I continue my Aegon Religare Maximize plan or shift to mutual funds

I am investing in Aegon Religare I-Maximize Plan (ULIP Plan) through SIP of Rs. 2,000 on monthly basis commencing from Jan-2013 for a period of 23 year for the purpose of pension after the maturity where in one of your article I saw that the returns compared delivered by the ULIP Policies are lesser than the returns delivered by the mutual funds. Please suggest me whether I can exit from this policy and invest the corpus amount in mutual fund and continue with the same SIP of Rs. 2,000 in mutual fund. Further I am willing to invest a monthly sum of Rs. 20,000 through SIP for my son's education for a period of 10 years in mutual funds henceforth. Please suggest me how can I allocate the amount and in which companies mutual fund that can I invest to generate/get good return. I am anticipating reply from you at the earliest?

Sep 12, 2016 by Chandrashekhar Rathod, Hyderabad | Mutual Fund

Good financial advisors ask investors to keep investment and insurance separate. Our view in Advisorkhoj is also the same. When you mix insurance and investment objectives, evaluation of investment... Read More

Dividend declared in Sundaram Tax Saver Fund

Any dividends declared in Sundaram Tax Saver Fund?

Sep 12, 2016 by Mahadevan Kartikeyan, | Mutual Fund

Sundaram Tax Saver fund declared last dividend on 24/06/2016 @0.50 per unit. Please see the historical dividends of Sundaram Tax Saver Fund from here... Read More