Mutual Fund Queries

How is the performance of SBI Smart Wealth Builder policy

I am investing in SBI Smart wealth builder policy since 2014. I want to know the performance of this policy in market and currently my investment is directed into Bonds. Which fund option will be best seeing current market scenario - Bond Fund, Top 300 Fund, Discontinued Policy Fund, Money Market Fund, Balanced Fund, Equity Fund, Growth Fund And Equity Optimizer Fund?

Dec 21, 2016 by Ankita, Noida | Mutual Fund

Please note that SBI Smart Wealth Builder policy - the Bond Fund option - has given CAGR return of 11.9793% for the period January 1, 2014 to till date. You may check this here... Read More

What is the difference between investing in direct plan and regular plans of mutual funds

What is the difference between DIRECT and REGULAR funds apart from commission. I see expense ratio for direct funds is less. Which one would you suggest for fairly knowledgeable investors for long term. Are there any other benefits regular funds offer comparative to direct funds. Thanks for spreading knowledge on investments?

Dec 21, 2016 by Venkat, Bangalore | Mutual Fund

Yes, for fairly knowledgeable investors who has time and understating of the markets and products, mutual fund direct plans are a better option as the cost is low. However, if you wish to avail the advise and... Read More

Can you suggest if one can get tax free return after 3 years from mutual funds

I want to invest money for 3 year with good return and amount received at time of maturity should be tax free. Please suggest me whether to invest in mutual fund or debt fund?

Dec 21, 2016 by Ankit Dekate, | Mutual Fund

At the outset, please note that debt funds are mutual funds only. In India, investors relate investment in equity funds only to mutual funds. But that is not correct as mutual funds offer not only various kind... Read More

Can you let me know the best STP option from liquid to debt fund in BSL MF

Kindly let me know the best options for STP in Birla Sunlife Mutual Fund (Liquid fund to Debt fund)?

Dec 21, 2016 by Rakesh Jain, New Delhi | Mutual Fund

Generally speaking, STP is a popular concept for transferring from liquid fund to equity fund for rupee cost averaging benefit. You can transfer a fixed amount from liquid fund to equity or any other fund at a... Read More

Which are the best performing balanced funds to invest for 15 years

I am curious to know, if you could kindly suggest, which are the best performing balanced funds to invest, with a horizon of 15 years and investment through SIP. Please advise?

Dec 21, 2016 by Pawan Sharma, New Delhi | Mutual Fund

It is great to note that you want to invest in balanced funds through SIP route with investment horizon of 15 years: ome of the top performing balanced funds which you can consider are as follows... Read More

Do I need to invest in 4 liquid funds in order to do STP in 4 different equity schemes

I have 15 Lakhs in Fixed Deposits and I want to do start STP into 4 equity funds. I want to know if I have to open 4 different liquids to transfer into 4 equity funds or I can do it from 1 liquid fund to 4 equity funds?

Dec 20, 2016 by Subho, Chennai | Mutual Fund

Thanks for the kind words. Glad that you liked our STP research tool. STPs can only be done from one fund to the other within the same AMC. For example - if you want to do STP into ICICI Prudential Value... Read More

Can I redeem ELSS mutual funds before three year lock in period

I have read views of Priyanka Chakrabarty on Quora website. Would be grateful if you can provide me a practical solution for my below Query. I have invested in Motilal Oswal Mutual Fund - MOST FOCUSED LONG TERM FUND. My agent did not told me that it was with a lock in period. Now I have urgent need for the funds. I have invested in this funds after 31.03.2016. And I would not take the tax benefits of the same?

Dec 20, 2016 by Nehal Chugh, | Mutual Fund

Please note that MOST FOCUSED LONG TERM FUND is an ELSS fund with a lock-in-period of 3 years from the date of investment. Investments in Equity Linked Savings Schemes (ELSS), upto a maximum... Read More

What is the fate of my investment if mutual fund company goes into liquidation

Please let me inform the fate of my investment if a mutual fund company with whom I shall go/am going, goes into liquidation. If you fails to reply me then do not send any mail in future to me?

Dec 20, 2016 by Utpal Mitra, | Mutual Fund

Mutual funds are run by asset management companies (AMCs) that earn their income through asset management fees that is charged on the value of your units. Mutual funds manage a pool of... Read More

Is my mutual fund portfolio aligned with my long term goals

I am a school teacher. My yearly income is about 5.5 Lakhs. I invest 2500 in Axis Long Term Equity, 2500 in Franklin India Taxshield, 2500 in Birla Sun Life Tax Plan 96, 1000 in ICICI Prudential Value Discovery, 1000 in Birla Sun Life Dynamic Bond Fund, 2500 in Birla Sun Life Short Term Fund, 1000 in HDFC Balanced Fund. Is my selection of funds good for wealth creation. I am 33 years old, my daughter is of 7 months old. I want to accumulate money for her education, marriage, and for my retirement. Please suggest?

Dec 19, 2016 by Sukanta Mukherjee, Kolkata | Mutual Fund

The Mutual fund schemes you have selected for monthly SIPs are all okay. The only suggestion is that if you are investing in these funds for achieving your long term goals like, retirement, children education and... Read More

Where can I find the Alpha of a Mutual Fund scheme

In your article of 10 October '16, "Importance of Alpha", you have stated that some financial publications show alpha of mutual funds. Kindly let me know the names of some of these publications, so that I can choose funds with higher alpha?

Dec 19, 2016 by Devinder Singh Dhaliwal, | Mutual Fund

You can visit our mutual fund research section and check this tool... Read More