Mutual Fund Queries

Should I continue my investments in Tata Balanced Fund

I am holding Tata Balanced Fund for past few years. Their current returns are poor. Is it worth holding the investment or I should shift to other balanced funds. I wish to stay invested in balanced fund for at least next 5 years?

Aug 29, 2017 by Pradeep, Mumbai | Mutual Fund

Tata Balanced Fund was a top performing fund in the recent past. But as you have rightly mentioned the fund lost its sheen as it could not beat even the category return in the last 1 and 3 year (as on 14/09/2017)... Read More

Which is best mutual fund for SIP for my daughter

I am regular reader of your article. I am not an advisor. But I am regular investor through SIP. Now I want to start new SIP for my daughter 25 years old, KYC is ok for long term 2500/Rs can save. Would you suggest best MF for SIP?

Aug 29, 2017 by Sanjay Ingale, Pune | Mutual Fund

Good to know that you are already investing in mutual fund SIPs. As your daughter is only 25 years old, you can guide her to invest in diversified equity mutual funds. Diversified equity mutual funds invest across... Read More

Which are best SWP mutual fund for me

I am a Govt. Employee and will retire on superannuation on 31.01.2018. I regularly submit ITR-I. All MIS schemes viz. Post Office, Bank, LIC are taxable. SWP income of mutual fund is taxable or not. If not taxable in which column of ITR-I would post it. Apart from pension I want 30,000 per month. My total corpus should I invest in SWP mutual fund or not? Already I have invested Rs. 150000 in SWP mutual fund of UTI-MIS-Advantage plan - Growth @ 8%. Awaiting your favourable reply?

Aug 29, 2017 by Dhananjoy Nandy, Pandua | Mutual Fund

Good to hear that you are planning to allocate your retirement corpus well in advance. Here you go with our suggestions - Nice to hear that you file income tax returns diligently.This is what our Government... Read More

Can I buy mutual fund online and keep in my demat account

I am having a Demat Account with BMA Securities. Can I invest in mutual fund via online through Demat Account?

Aug 29, 2017 by Jagannathan, Chennai | Mutual Fund

Yes you can buy mutual funds online and keep in your demat account provided your broker BMA Securities is giving you this facility. i.e buying mutual funds like shares through their portal using the demat... Read More

In which mutual fund scheme should I park my emergency fund

I have a doubt that I want to invest 2 Lakh lump sum this is my emergency fund amount. So where do I need to invest please reply me ASAP?

Aug 29, 2017 by Vishal, Karad | Mutual Fund

You can simply invest in liquid funds to park your investible surplus of Rs 2 Lakhs. Please read... Read More

Can you suggest 3 top quarterly dividend paying mutual funds

I want top 3 Quarterly dividend paying Mutual Funds. Could you please provide?

Aug 29, 2017 by Om Deshmukh, | Mutual Fund

There are couple of fund categories which has quarterly dividend payment option but we are not sure which one you are looking for / or which fund will best suited to your risk profile as we do not know your... Read More

How could I transact through direct plans of mutual funds

I wish to seek your advice on mutual fund direct plans. These plans do offer a lot of extra savings. How good and effective are these in long term? Could you suggest some platforms for the same? Where all the facilities are there e.g. Capital gain/ loss statements, portfolio tracking ETC. What are charges ETC of these platforms?

Aug 29, 2017 by Rajesh Chadha, | Mutual Fund

Direct plan of mutual funds do offer less expense ratios as there is no involvement of an intermediary. However, direct plans are meant only for investors who can do everything on their own - right from fund... Read More

How long should I remain invested with my mutual fund investments

Firstly thank you for all your informative articles and suggestions on investing wisely, it sure helps in investing smartly using your suggestions. I have invested Rs 1 Lac each in the below funds w.e.f. April 2016, would appreciate if you could let me know if the funds selected are correct and how much time should I keep invested in it 1) DSP BlackRock Focus Fund - Regular plan - Growth, 2) HDFC High Interest Fund - Dynamic Plan - Regular plan - Growth, 3) ICICI Prudential Long Term Equity Fund (Tax Saving), 4) Kotak 50 Equity Scheme, 5)Relaince Dynamic Bond Fund - Growth Plan?

Aug 28, 2017 by Ashley Fernandes, Mumbai | Mutual Fund

Thanks for the kind words about Advisorkhoj. We are glad to know that it helps in investing smartly in mutual funds. You have selected a good - BlackRock Focus 25 Fund DSP. Investment horizon for this... Read More

Have I selected the best performing mutual funds

Please go through my portfolio and recommend, I have UTI Long Term Equity SIP - Rs 1000 (Growth and Dividend), ICICI Long Term Equity SIP - Growth - Rs 500, Kotak Tax Saver SIP - Rs 500. Recently I have invested in Reliance Savings Fund - Debt Fund - Rs 500, one time Reliance Liquid Plan Growth - Rs 1000, one time Reliance Liquid Plan Institutional Growth - Rs 3000, one time UTI Liquid Fund Growth - Rs 500, one time ICICI Liquid Fund Growth - Rs 1000, one time and from October onwards I made SIP from Reliance Tax Saver - Rs 500, UTI Mastershare Unit Scheme - Rs 100, SIP from September UTI Liquid Fund - Rs 100, please analysis risk and recommend I have only 10 percent knowledge of MFs. I want to invest further after your analysis?

Aug 28, 2017 by Vijayakumar Murari, Vijayawada | Mutual Fund

Your portfolio is not in very good shape for multiple reasons and we think you need to meet a good mutual fund advisor in Vijayawada. Please note that you have invested very very small amounts in multiple... Read More

Which are the best performing mutual funds in the balanced fund category

I want to put RS 10 lacs lump sum in balanced fund for 10 years. My aim is to raise my fund so I am ready to take risk. I have some idea about balanced fund but now a days market is near its lifetime high. So is it advisable to put 10 lacs Rs lump sum? Is the balanced fund good also in higher market? Can we invest in this higher market?

Aug 27, 2017 by Gaurav S Patel, Anand | Mutual Fund

Glad to note that you have a long term investment horizon for investing in mutual funds. Yes, markets are at all time high level and if experts are to be believed than we are in the middle of a long term bull run... Read More