While November 2018 was, thankfully, a quieter period compared to the previous two months, we can't deny that for the last three months, and actually much of the year, we have seen a constant state of flux. Credit downgrades...Read More

As we are approaching the final quarter of the current financial year, tax planning will be one of the most important priorities for many tax payers. Section 80C of Income Tax Act 1961, allows investors to claim deductions from...Read More

Debt mutual funds are ideal investment options for investors for short term investments. Their risks are much lower than equity or equity oriented funds, they have the potential to generate superior returns compared to traditional...Read More

We ended the September 2018 comments with the note, “May we live in interesting times” and indeed, interesting times continued in the month of October. Thankfully interesting times also took a little bit of a pause at the start...Read More

Over the past month or so, we are experiencing a period of heightened volatility in the stock market, primarily driven by weak macroeconomics and IL&FS crises. The Nifty has corrected by more than 1,000 points from its last peak.In...Read More

There is a famous Chinese curse that says “May we live in interesting times”, and as we look at the month gone by, this seems to be an understatement! Interestingly, for history watchers, September has frequently been a volatile...Read More

Bank fixed deposits paying monthly interest or post office monthly income schemes (MIS) are the traditional investment choices of investors who needed regular income from their investments. However, with fall in interest rates...Read More

This month, India celebrated 72 years as a free country, and as the daughter of Indian diplomat, Independence Day has always been special. No matter what year we were born in, when we look back, we all feel India has come a long...Read More

One of the joys of my profession is to travel the country, and meet a diversity of investors and advisors – of different age groups, levels of financial awareness, financial needs, and of course risk profiles. Each interaction has a story...Read More

Asset allocation is the mix of different asset classes in an investment portfolio – the two most common asset classes are fixed income (debt) and equity. Gold and real estate are also popular asset classes in India. Equity is a risky asset...Read More