Investment, Financial Planning, Mutual Fund & Income Tax Queries

Can you send me the banking sector mutual fund details

Kindly send me details of banking funds?

Mar 31, 2018 by KP Balakrishnan, Ballarpur | Mutual Fund

We are not sure what kind of details about banking sector mutual funds do you want? Anyways... Read More

Which are the top mid and small cap mutual fund SIPs in 2018

Please send top Mid Cap & Small Cap fund for investing SIP in 2018?

Mar 9, 2018 by Kamlesh Nemad, | Mutual Fund

Top SIP funds and top lump sum funds are not different but the same. You can invest in a mutual fund scheme either by way of lump sum or SIPs. Therefore, first you should know which are the top mutual fund... Read More

Have I selected the right schemes for investing through SIP

I am willing to take moderate risk 35k had been distributed in this way, please check if all okay or not, I am willing to continue 10 to 12 years (long term). Target 12% to 14 % return - a) Large Cap - 1. Kotak Select - 5k, 2. SBI Blue Chip - 5k. b) Small and Mid Cap - 1. Mirac Asset Emerging Blue Chip - 5k, 2. Reliance Small Cap - 6k. c) Diversified Equity - 1. Aditya Birla Sun Life Advantage Fund - 5k. d) Balanced Fund - 1. SBI Magnum Balanced Fund - 9k. Please advice, if you think to change any fund?

Mar 9, 2018 by David Harry, | Mutual Fund

Even though the funds selected by you are all good performing from their respective categories, they are not suitable to you as your risk profile is ‘Moderate’. Considering your risk profile and the time horizon... Read More

How can I double my money in the shortest time period

I have around 6 Lakh. Is there any possible ways to double it within short time? May I know the ways how I can do it? Is it good to invest in Shares or Equity Market?

Mar 8, 2018 by M Suresh Kumar, Delhi | Mutual Fund

Sorry to say, I am not aware of a way which can double the money within a short period of time. What I know is that equity mutual funds are the best investment asset class and here you can double your money... Read More

How can I invest in the best tax saving schemes

Thanks for your time and awesome work that you are putting for helping all of us, I am 25 year old sole bread earner for my family looking to invest 2 lakhs in lump sum and also want to start a sip to maintain a regular practice of investing, please suggest me the portfolio which will help me save taxes on lump sum and will give me good returns. I met a advisor who suggested me to invest lump sum in life time classic fund of ICICI Prudential for tax savings, is it a good option? And is there any loss investing through advisors compare to buying the funds directly on company websites?

Mar 8, 2018 by Saurabh Pandey, | Taxation

Thanks for the kind words about our work ! First, let me tell you that the advisor you met has suggested you NOT a mutual fund but a ULIP (unit linked insurance plan) plan. Though it will give you tax rebate upto... Read More

Which mutual funds are best to get 12 percent returns in next 6 years

Sir I am very happy to read very good and informative articles regarding mutual funds, I have been investing in Mutual fund through SIP in the following funds - Franklin Blue Chip, Franklin Prima Fund, HDFC Midcap Opportunities Fund, HDFC Prudence Fund from last 12 years and now I further want invest Rs 10 lakh my fixed deposit amount in good funds to get 12% returns per annum, investment horizon is 6 years. My age is 54 years, I request you to please suggest good funds to invest above amount either lump sum or SIP route?

Feb 26, 2018 by Deepak H V, Bengaluru | Mutual Fund

Thanks for the kind words about Advisorkhoj ! Great to know that you are a long term investor in mutual funds and also glad to see that you have invested in some very well-known and top performing mutual fund... Read More

What are the best ways to invest in mutual funds

I am mushtaq from srinagar kashmir, I am 50 years old, I am doing Government job since 25 years bt except GP fund no any scheme or plan taken yet due to fraud and cheating in society.bt recently 9 months back I have started to invest through Shere Khan franchisee mutual fund in SIP type I am investing 22000 rupees per month SIP and portfolio made by adviser I told home whole story i.e I have no any other source of income and no plan taken and i m nearer to retirement from service. As I have 6 years girl and 1 year son no any scheme done I'm sad. As I have also deposited 6 lack rupees in mutual funding as lump sum. But I see no such profit is seeing as the adviser promised at the time of franing portfolio. Whether portfolio is not attractive or Please I read about you please suggest me well as I'm near to retirement from service no any other source of income and no any scheme for childes for there Future and for there marriage for daughter with regard?

Feb 19, 2018 by Mushtaq Ahmad Masoodi, | Mutual Fund

In your query you have not mentioned the mutual fund scheme names in which you have invested through SIPs and lump sum. Therefore, I am unable to comment on that. However, I will make some general... Read More

Have I selected the best mutual funds for my SIP investments

How are you doing? At last I found your contact by searching in the Website :). By the way My name is Titus. I am from Hyderabad. I have query sir, I would like to start of SIP with 12k. Following are the funds I have selected after I done some study - Kotak Select Focus Fund (Large Cap) - Regular, L&T Value Fund (Multi Cap) - Regular, L&T Mid Cap Fund (Mid Cap) - Regular, Reliance Small Cap Fund (Small Cap) - Regular, ICICI Pru Nifty Index Fund - Direct, ICICI Pru Nifty Next 50 Index Fund - Direct, ICICI Balanced Fund (Balanced Fund) - Direct. Can you tell me, Is my fund selection is good? If yes, please tell me how Can I segregate my investment amount. If not, can you suggest better funds according to the category? My Time horizon is 10-15 years. And also Please tell which funds to choose, Direct funds or Regular funds?

Feb 19, 2018 by Titus, | Mutual Fund

The mutual fund schemes you have selected are good considering your investment horizon which is 10 – 15 years. However for investing Rs 12,000 through monthly SIPs selection of 7 schemes is too much... Read More

Which mutual fund is best to invest in for next 5 years

I am 43 years old and in process of closing a property sale deal and wish to invest the cash flow (approx 50-70 lacs) in mutual funds to maximize the returns. The investment horizon can be 4-5 years or longer. I would be needing partial funds for another property in 3 years time and for my child's higher education after 5 years. My main aim would be capital protection with decent returns of atleast 10-12% CAGR growth. Will request your guidance on investment strategy and whether to go for lumpsum investment (in this high market !) or lumpsum plus STP / SWP plans and choice of funds for this strategy?

Feb 19, 2018 by Firoz Lakhani, | Mutual Fund

You have basically 3 queries for which our suggestions is as follows – Fund need for another property – You can invest in short term debt funds as you need money anytime within 3 years. Please check... Read More

Which are the best mutual funds in my portfolio

As discussed in whatsApp, mailing my portfolio for your reference and suggestions. Also Sir I requested you that I have FD of 30 Lakh and need your advice for the investments. Like whether should go Lump sum or through SIP or through STP. Also Sir I requested for the allocation fund wise. One more thing where to park this 30 lakh amount in which liquid fund. Please suggest?

Jan 31, 2018 by Harshu Singh, | Mutual Fund

I checked your mutual fund portfolio and have the following suggestions to make. Given the current market levels, I think you objective should be two – First, reduce the exposure of mid and small cap funds as the... Read More