Investment, Financial Planning, Mutual Fund & Income Tax Queries

Should I continue with the below mentioned Funds

I am investing through SIP from past 1 year in Axis Midcap Fund - Growth, Birla Top 100 Fund - Growth, Franklin India Prima Fund - Growth, Franklin India Prima Plus - Growth, HDFC Balanced Fund - Growth, HDFC Mid-Cap Opportunities Fund - Growth, ICICI Prudential Dynamic Plan - Growth, ICICI Prudential Focused Bluechip Equity Fund - Retail - Growth, ICICI Prudential Value Discovery Fund - Growth, IDFC Premier Equity Fund - Growth, MIRAE ASSET INDIA OPPORTUNITIES FUND - REGULAR - GROWTH, Reliance Equity Opportunities Fund - Growth, UTI Thematic Banking Sector Fund - Growth. Can you please advise whether I should continue with this funds or need to modify?

Aug 3, 2015 by Sandeep Patil, Mumbai | Systematic Investment Plan

Congratulations! As you have chosen to invest in SIPs and this is the best way to create long term wealth. Most the schemes chosen by you are good performers. However, we have following suggestions... Read More

Updates of Mutual Funds and Equities on daily basis

Please send me the messages and mail about Mutual Funds and Equity related updates on daily basis?

Aug 3, 2015 by Rajnish Kumar Arora, Karnal | Mutual Fund

We have incorporated your email Id as an investor and henceforth you will be... Read More

Tax Exemption under Section 80C and Section 80CCD

Is it possible to invest in NPS (80CCD) and a annuity plan, say LIC(80C) at the same time for tax exemption purpose please clarify?

Jul 29, 2015 by Arun Kumar, Baroda | Taxation

Yes, you can invest in both for tax exemptions at the same time... Read More

Suitable Debt Portfolio for Retirement Corpus

I want to invest my retirement corpus. Please suggest suitable debt portfolio for regular secure income?

Jul 29, 2015 by Chitra Mahajan, Asansol | Retirement Planning

Financial planning experts recommend retirees to have some allocation to equities, as opposed to 100% allocation to debt. While risk is an important consideration for retirees, with retired lives getting increasingly longer, equity over a sufficiently long time horizon, can not only beat inflation... Read More

Capital Gains on property and other investments

How to calculate capital gains of paper money and a property?

Jul 29, 2015 by GURUNATH.B.NADGIR, HARWAD | Taxation

Capital gains is calculated by subtracting the purchase cost of the shares from the net sales value. Brokerage and other transaction costs related to sale of the shares is deducted from the gross sales value to calculate the net sales value. If the shares are sold within 12 months of purchase... Read More

How to get Educational Loan

I have secured admission in Manchester university. where should I apply for loan for lowest interest? Should I take up the loan in floating rate or fixed rate?

Jul 29, 2015 by Rituja, Chhindwara, Madhya Pradesh. | Financial Planning

You can get educational loans from most banks in the city / town where you live, if you fulfil the loan criteria of the banks. The bank will require you to have a co-borrower for the loan. The co-borrower should be your family member. Banks provide educational with or without collateral... Read More

Investment in ICICI Prudential Exports and Other Services Fund

I would like to invest in ICICI Prudential Exports and Other Services Fund (G) fund. I see that 41% of this funds allocation is into Pharmaceuticals, rest in to technology. I am not sure of the forecast of Pharma companies performance. Can you please suggest me if i can choose this fund and stay invested for 3 to 5 years?

Jul 28, 2015 by Ramesh, Chennai | Mutual Fund

Yes, you can invest in this fund. Pharma and FMCG are sectors which are less volatile... Read More

Performance of Infrastructure Funds and Top 100 Mutual Funds

What are the best mutual funds in infrastructure, Top 100 Equity?

Jul 28, 2015 by Sankara Subramanian K, Coimbatore | Mutual Fund

The given url below shows the fund performance within INFRASTRUCTURE sector... Read More

Mutual Funds NFO News

Tell me your new NFO?

Jul 28, 2015 by N. Alagusundaram, Madurai | Mutual Fund

Please check this section of www.advisorkhoj.com to get all the info about NFOs... Read More

Investment in Best Diversified Funds

Please name a few diversified equity fund schemes, so that I can invest in a diversified equity fund scheme for better result?

Jul 28, 2015 by Neerja Chandra, Patna | Mutual Fund

The list is very exhaustive for Diversified Equity Funds. However, following funds may be tried as they have long track record of good performance... Read More