Investment, Financial Planning, Mutual Fund & Income Tax Queries

Investing in Fund or Funds, difference between ETF and Index Fund

1. What is the procedure to invest in FoF? Do we have any additional fees in it? If yes how much it would be? 2. Are ETF fund and index fund same or different? Can a index fund be a ETF fund as well? For eg; Kotak Nifty ETF fund is a large cap fund but it is categorized as both index and ETF. Please clarify?

Oct 9, 2015 by Arun swaminathan, Ashok Nagar | Mutual Fund

A fund of funds is a mutual fund which instead of directly investing in equity and debt market securities invest in other mutual fund schemes, based on its investment objective and strategy. Asset allocation... Read More

What are fund of funds, fees and benefits

What is the procedure to invest in FoF? Do we have any additional fees in it? If yes how much it would be? Who can choose FoF?

Oct 9, 2015 by Nirmala, Chennai | Mutual Fund

Difference between ETFs and Index, advantages and disadvantages

Are ETF fund and index fund same or different? Can a index fund be a ETF fund as well? For eg; I understand Kotak Nifty ETF fund is a large cap ETF fund and an index fund. Please clarify me?

Oct 9, 2015 by Nirmala, Chennai | Mutual Fund

ETFs and index funds though similar in terms of the nature of investment actually quite different. The difference between ETFs and Index Funds are listed below... Read More

Who should invest in different types of debt funds

Who can invest in ultra short term debt fund, short term debt fund and long term debt fund?

Oct 9, 2015 by Nirmala, Chennai | Mutual Fund

Ultra Short Term Debt Funds: Investors who usually have a large balance lying idle in their savings account can earn higher returns by investing in liquid or ultra short term debt funds. You can park your surplus... Read More

Can Mutual Fund MIP give higher returns than Fixed Deposits

As fixed deposit rates are falling can MIP be an alternate investment opportunity for my father to earn a decent return on his investment of around 2.5 lacs approx around 10 percent annual returns?

Oct 7, 2015 by Sukumar Belel, Thane | Mutual Fund

You are right. After the RBI cut rates at the end of September, most major banks have announced reduction in the base rates by 25 to 40 basis points, resulting in deposit rates going down. Fixed Deposit rates will... Read More

I am investing 80000 per month in SIPs and should I add more in these funds or suggest new funds

I have started SIP of 80000 Rs in following funds for 10 years. ICICI Prudential Value Discovery, Franklin India Prima and prima plus, Reliance Mid Cap Opp Fund, Reliance Equity Opportunities Fund Growth, HDFC Mid Cap Opportunities Fund, Reliance Top 200 Growth and HDFC Top 200 Growth. Should I look into other funds Or increase the amount of SIP into these funds?

Sep 29, 2015 by Sanket Patel, Ahmedabad | Systematic Investment Plan

You have provided very limited information. For example, you have not shared how much you invest in each of these fund. Also, we are not aware of a fund named Reliance Mid Cap Opportunities Fund. You... Read More

Tell me if the selected SIP funds are good or not

I have gone through various Articles of Advisorkhoj. I am really impress and thank full to you for giving such a Important and essential Articles for Investments. I am 36 year old and I have just started SIP of Rs 5000 Mutual Funds. Details are follows - Franklin India Blue Chip Fund, ICICI Prudent Value Discovery, Motilal Oswal Most Focused 30. Request you to please guide on this?

Sep 28, 2015 by Shlok Gaikwad, Chinchwad | Systematic Investment Plan

Thank you for your appreciation. It is our endeavour to increase awareness and provide insights to our readers about financial planning and investments. Please continue to follow us. As regards the funds you... Read More

Should I continue the SIP in HDFC Tax Saver

I had started investing since 2010 in Mutual Funds. The fund I selected was HDFC Tax Saver Growth fund, with a monthly investment amount of Rs 2,000. The time when I started investing this was the top performing fund in its category as per moneycontrol.com. However, now it is the least performing fund. What should I do with this fund? I have a time horizon of 25 years?

Sep 28, 2015 by Naresh Singh, Bangalore | Systematic Investment Plan

The issue faced by you is a very common issue faced by many mutual fund investors. It is very difficult to predict which mutual fund will give the best returns in the future. This is because unlike individual stocks... Read More

I want to invest in lumpsum for five years

I have lumpsum amount, that I want to invest for minimum 5 years for sure, can you please suggest which Mutual Fund I need to chose, so that I will get maximum returns, those Mutual Funds can include sector Mutual Funds also?

Sep 24, 2015 by Ramesh, Karnataka | Mutual Fund

We do not give specific investment advice. Your investment decision should be based on your objectives, risk tolerance, current investment portfolio and other factors. You should consult with your financial... Read More

Want to invest in Large Cap Fund for 5 years

I want to invest 2000 rupees for a span of 5 years in large cap mutual funds. Could you please suggest which are good mutual funds to invest in among SBI Blue Chip Fund-Direct Plan-Growth, Franklin Templeton Blue Chip Fund-Direct Plan-Growth and ICICI Prudential Focused Blue Chip fund? Could you please recommend any other good Mutual Fund?

Sep 21, 2015 by Sravan, Hyderabad | Mutual Fund

You have selected good large cap funds. While SBI Blue Chip Fund has delivered higher returns the other two in terms of near term performance, all the three funds have excellent long term track record... Read More