Investment, Financial Planning, Mutual Fund & Income Tax Queries

Where will I get information about highest paid dividend in Mutual Fund schemes on a continuous basis

Where I will get information about highest paid dividend MF schemes on a continuous basis?

Aug 29, 2016 by Pooja B Palshetkar, Thane | Mutual Fund

You can get this information from our website from following sections... Read More

Can you give me details of top 10 diversified equity funds for 5 years period of dividend payment of 9 per cent or more

Give me details top 10 diversified equity funds for 5 years period more than 9 per cent return category only?

Aug 25, 2016 by Padmanabhan S, | Mutual Fund

To know the name of funds under diversified equity fund category, Please check the following link... Read More

Should I stick to my current SIP investments

I am investing Rs. 25000 per month in SIP in the following funds since Aug 2013 - FRANKLIN INDIA BLUECHIP - 3000, UTI OPPORTUNITIES - 7000, HDFC TOP 200 - 5000, HDFC EQUITY - 5000, SBI EMERGING BUSINESS - 5000. All are dividend re-investment category funds. Please suggest if I should stick to these funds or switch. My goal is to invest till 2020 and achieve maximum returns. Please note that I would like to switch, if suggested, in the same fund house so as not to redeem the money. Kindly guide me?

Aug 25, 2016 by Ayush, Baripada | Mutual Fund

You have selected good funds for your long term SIPs. However, SBI Emerging Business is lagging in performance for some time now and, therefore, it would be better if you switch to SBI Magnum... Read More

Nowdays which fund is the best to invest

Now days in which fund is best to invest? Front line - Funds name, Mid cap - Funds name, Balance fund - Funds name?

Aug 23, 2016 by Paresh R Shah, Baroda | Mutual Fund

Investment in mutual funds is subject to market risk and therefore before investing in a particular category of funds, you must check your risk profile. Please use this tool to know your risk taking appetite... Read More

Can you please provide filter to check NAV of a particular category

When watching NAVs you must give filter to equity funds separately in that give Growth, Dividend, direct as separately, otherwise there lot of debt funds which makes tiered to investor to check?

Aug 23, 2016 by G. Balamurai, | Mutual Fund

Based on your suggestion, we have provided the filter to check NAV of schemes belonging to a particular category of a particular AMC or a particular category for all the AMCs... Read More

Would you clarify how the savings would grow to 2.90 Crores in your retirement planning article

I read your article, it was thought provoking & my clarification required is as follows: I would like you to tell me as to how is the weighted average calculated, how the savings would grow to Rs. 2.9 Crores & how long last it will last as shown in first column. If you could show it in an excel as to how the savings would grow to 2.9 Crores and how long the same would last based on your example, then It will be make us understand your presentation more effectively?

Aug 23, 2016 by Vivek Sethi, Bangalore | Retirement Planning

As per the assumptions stated in the article, the post tax weighted average returns of 20% equity and 80% debt asset allocation, works out to be... Read More

Will you please suggest where I should invest my retirement money to get handsome returns

I plan to retire shortly within 3 months and expect that I would be getting around 40 lacs as retirement proceeds. Will you please be kind enough to suggest where these funds should be invested to get handsome returns and safety of the funds. Please mention the name of the funds/scheme along with amount to be invested. Presently I am just 52 years old and can't invest in senior citizen saving scheme of post office due to age constraint. Kindly suggest?

Aug 23, 2016 by Sat Paul, Sirsa | Retirement Planning

Before you decide where you need to invest your retirement corpus to get handsome returns with safety, you should figure out two things – 1) What is your risk profile? To know this you can use this tool... Read More

Can you please explain the whole process of stock market investing

Can you please explain the whole process of stock market investing. Right from how one can buy, where to buy, what happens after buying, the background process of stock exchanges in terms of how they receive the funds, in how many days the shares are transferred, settlement process. Also if you can give a brief on different types of trading like Badla, Dabba etc?

Aug 23, 2016 by Kishan Jakhotia, Mumbai | Equity Investing

It is very difficult to explain the whole process of equity investing in few paragraphs or articles. Equity investing is a complex and big subject and you should venture into it only after doing your study and assessing... Read More

I want to know which are the good mutual funds to invest for SWP

I have just relocated from Gulf after retirement and need your advice on SWP. At present all my savings are in Bank Fixed NRE deposits giving me tax free returns of approx 8.75%. As I need Rs. 100,000 every month for my expenses would it be good to invest in SWP (equity) which I presume will be tax free. I would also like to know which are good Mutual funds to enable me to invest accordingly which will also give me very good returns. Also can you let me know if I should invest lumpsum in new NFO'S or existing funds and how much returns can one normally expect by investing in mutual funds?

Aug 23, 2016 by Prakash B Kadne, Borivali | Mutual Fund

In your retirement years SWP can be the most effective tool for getting a regular income along with decent long term returns. However, please note that you should choose funds according to your risk taking... Read More

As I want to invest Rs. 30 Lakhs please provide me names of aggressive balanced and equity funds

I have invested in the following - BSL Balance 95, BSL Front Line Equity, ICICI Prudential Discovery, ICICI Prudential Balance, HDFC Equity Growth. HDFC Top 200, HDFC Balance, TATA Balance, SBI Magnum Balance, Franklin India Prima Plus, Kotak Select Focus. I plan to invests again 30 lakhs. Please advise the following name of Fund in aggressive Equity and aggressive Balance funds?

Aug 23, 2016 by Meena, Indore | Mutual Fund

The scheme selection in your mutual fund portfolio is good. You have invested in large cap, multi-cap and balanced funds. Now that you want to invest another 30 Lakhs in aggressive equity funds and... Read More