Which are best mutual funds to invest in India for regular returns

Glad to hear that you will be returning to your country after working for many years overseas.

The best way to get a regular return (say monthly) is to invest in mutual funds and draw a fixed amount every month by way of SWP (Systematic Withdrawal Plan). We have answered many queries on this and also have few articles on the said topic on our website. Request you to go through the following links in order to understand it better.

https://www.advisorkhoj.com/articles/Mutual-Funds...

https://www.advisorkhoj.com/articles/Mutual-Funds...

https://www.advisorkhoj.com/post-your-queries...

While you might get better post tax returns from mutual funds, there is some amount of risk involved in it. However, as a retiree if you can remain invested in mutual funds for a period of minimum 5 years or more the risk minimizes to a great extent. You can also choose a fund based on your risk appetite. There are mainly two category of funds which can help you get a regular return from mutual funds through SWP SWP - These are, hybrid debt funds (MIPs) or balanced funds.

What is SWP - You can learn more on the topic here https://www.advisorkhoj.com/articles/Mutual-Funds...

Please also try this SWP Calculator https://www.advisorkhoj.com/mutual-funds-research... to understand how it works when you draw a fixed amount every month.

Hope you find the above useful. In case you have some further queries do write to us through the comment section given below the answer to your query.

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