I need two more personal advice

With regards to your two queries, we have the following to answer -

1. The decision of selling the house will depend on many things. For example - at what price you acquired the house, what is the current market rate and when did you buy the same. When you sell the house you need to keep all these things in mind, particularly the taxation part. Moreover, selling the house also requires suggestion from your family members and what they think about it? They may not be thinking on the lines as you are thinking or we might suggest as they could have some emotional attachment with the house and so on. Therefore, you should try taking a decision which will make all the stake holders happy knowing fully well that the same may not make much financial sense.

2. The future value of Rs 69,000 after 15 years, will be Rs 143,000 taking into account 5% inflation rate.

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