Which mutual funds are best to get 12 percent returns in next 6 years

Thanks for the kind words about Advisorkhoj !

Great to know that you are a long term investor in mutual funds and also glad to see that you have invested in some very well-known and top performing mutual fund schemes from midcap, large cap and balanced fund categories. We think, you should continue your SIP investments in these schemes for as long as you can.

With regards to your new investments of Rs 10 Lakhs, we would suggest you to go through STP route (Systematic transfer plan). We would also suggest you to invest in large cap or balanced funds only considering your age and also because your investment horizon is only 6 years.

Please select top funds from the large cap and balanced fund category from the following links –

Top large cap funds https://www.advisorkhoj.com/mutual-funds...

Top balance funds https://www.advisorkhoj.com/mutual-funds...

Once you have selected the target funds (large cap/ balanced) in which you want to invest, park Rs 10 Lakhs in liquid fund of the same AMC/s and then transfer a fixed amount weekly through STP to the targeted funds. STP is suggested because the markets are volatile. The next question that you might ask is, what should be the period of STP? We think 15-18 months is a good time to average out your cost of acquisition for the target funds!

We think, the above strategy could be a bit safer way of investing your hard earned money in the current volatile market. Given your investment horizon of 6 years and the likelihood of success of this strategy, we think you can make around 11-12% annualized returns over the said investment period.

If you want to know more about STPs, read the following article – https://www.advisorkhoj.com/dspbrmf...

Have you seen our STP tools? Please check this – https://www.advisorkhoj.com/mutual-funds...

Hope the above helps you!