Mutual Fund Queries

Can you please suggest funds to invest 3 Lakhs for 5 years

I want to invest 3 Lakhs lumsum amount. The time horizon is 5 years. The purpose of the investment to buy house after 5 or 6 years. Can you please suggest some option to park the money?

Sep 3, 2016 by Venkatesh, Chennai | Mutual Fund

If you can take moderate risk, then your 3 Lakhs lump sum amount can be invested in Balanced or large cap funds for the next 5 years. But, if you can take higher risk then investing in diversified equity funds... Read More

I am an ARN holder and can I work with Advisorkhoj

I am ARN holder wish to work with advisorkhoj. Right now I am with PRUDENT CORPORATE?

Sep 3, 2016 by Anil Purswani, Ahmedabad | Mutual Fund

Thanks for writing to us and showing your willingness to work with us. This is most appreciated. However, please note that we are not into mutual fund distribution and therefore ARN holders cannot work with us... Read More

Should I blindly do SIPs every month or try to time the market

First of all, you are doing a great job by providing very informative articles on MF. Also, those MF research section is very impressive. I need to invest 70K for a span of 10 years. I have already started 30K in RD for 10 years, so need your advise of rest 40K in Pure equity MF. I can take fair amount of risk as I can stretch the term > 10 years for more returns. Just started investing in following funds, 1. Franklin Smaller Company Fund - Direct/Growth - 20K, 2. ICIC Pru Value Discovery Fund - Direct/Growth - 20K. I refrained from large cap, as I already allocated half in RD. 1) Advise on the above portfolio. 2) Using Valueresearch site to track my portfolio - you can also suggest best site/app to monitor. 3) Should I blindly do SIP every month or try to time the market (save money and wait for market correction to invest)?

Sep 3, 2016 by Sri, Malaysia | Mutual Fund

Thanks for the kind words and the appreciation. Glad that you like our articles and also the mutual fund research section. With regards to your RD, I think you are doing it through a bank. Here our suggestion... Read More

Which are the best MIP or hybrid funds for transferring dividends to equity funds

I am 39, single, want to invest 10L rupees in the MIP or Hybrid fund and monthly dividend want to re-invest in the equity funds. Kindly suggest good funds or alternate solution for the investment?

Sep 3, 2016 by Bhushan Khatu, | Mutual Fund

For investing in MIP or Debt oriented hybrid mutual funds you may refer to the following link... Read More

I understand some basics of equity investing but want to know about mutual funds

I as a small investor, understand some basics of share trading and doing it; But I am not able to understand the intricacies of Mutual fund; what are the parameters to be considered for selection before investing; Guide me?

Sep 3, 2016 by Renganathan Narayanaswamy, Chennai | Mutual Fund

Glad to hear that you understand about equity investing. However, retail investors like you should know more about mutual funds and invest in these to meet or fulfil your financial goals and other requirements... Read More

Will the interest amount be taxable if I transfer money to spouse account and invest in FDs

My wife is a house wife and I am a salaried person with proper tax deduction by the company. I want to ask you a question that If I make FD in my wife's name (after transferring money to her a/c), will it be taxable on the interest part?

Sep 3, 2016 by Prashant Bharadwaj, Rudrapur | Mutual Fund

Yes, you can transfer any amount to your wife’s account and invest in fixed deposits etc. in her name. However, showing the transferred amount as gift to your wife would be better as it will be tax free for both... Read More

Can you please review my Mutual Fund portfolio

Can you please review my portfolio? I have a mutual fund portfolio comprising of HDFC Equity Fund - Gr, HDFC Mid Cap Opportunities Fund - Gr, ICICI Prudential Focused Bluechip Equity Fund - Gr, Reliance Pharma Fund - Gr, SBI Blue Chip Fund - Gr, SBI FMCG Fund - Regular Plan - Div?

Sep 2, 2016 by BMS, Hyderabad | Mutual Fund

The schemes in your portfolio are good. However you have invested in two sectoral funds – Reliance Pharma Fund and SBI FMCG Fund... Read More

Is it possible to make 8% more over 10 years if one is investing in MF direct plans in lieu of regular plans

Is it possible for one to say, with certainty, that if a person stays with a fund in the direct plan for ten years, he/she will make atleast 8% more than a person going for a regular plan?

Sep 2, 2016 by Devinder Singh Dhaliwal, Patiala | Mutual Fund

It is absolutely not possible to say with certainty that you can earn 8% more from direct plans compared to regular plans if you remain invested for 10 years. Direct plans... Read More

Should I continue with all the four mutual funds that I selected or think differently

First of all, I would like to salute you all for your valuable effort that you are doing for the common public. I am really a fan of your website and diversified articles related to mutual funds in different arena. Kindly be informed that I have enrolled following mentioned mutual funds through SIP which are as follows: 1. Axis Midcap Fund Regular Plan Growth - Rs. 1500, 2. ICICI Prudential Value Discovery Fund Growth - Rs. 2000, 3. UTI Midcap Fund Growth - Rs. 1500, 4. Quantum Long Term Equity Fund Growth - Rs. 2500. It would be highly appreciated if you could go through above fund and let me know your suggestion/opinion/comments and shall I keep going on all these four fund and/or need to think differently, in your reply mail. Thanks indeed in advance for your valuable response?

Sep 1, 2016 by C. Ayyappan, Thrissur | Mutual Fund

Thanks for the kind words and the appreciation. At Advisorkhoj, we are working with a single minded devotion of helping the entire investment advisory eco system. We are really glad that... Read More

What is your take on Birla Sun Life Banking and Financial Services Fund

I have invested 15000 lumpsum in "Birla Sun Life Banking And Financial Services Fund" looking at the current rally in Banking sector Mutual Funds. What is your take on this investment. Time horizon is 1-1.5 year approx?

Sep 1, 2016 by Mohit, Noida | Mutual Fund

You have invested in a good sectoral mutual fund. Birla Sun Life Banking and Financial Services Fund was launched in December 2013 and since then has given 33.88% annualized returns... Read More