Mutual Fund Queries

What is the ideal time horizon for doing a STP

What is the ideal time horizon for the STP, if you are investing a lump sum amount through STP route (from liquid funds to Equity (large cap and balanced funds)?

Apr 19, 2017 by Vikram, Hyderabad | Mutual Fund

Actually, there is no clear cut answer to this - what is the ideal time horizon of doing a STP. STP does well when the markets are volatile. Suppose you have done STP for a long horizon during which the markets... Read More

How long one should hold a non performing mutual fund

For how long one should hold a non performing mid and small cap?

Apr 19, 2017 by Raghavendra Prasad, Patna | Mutual Fund

You should not hold any non performing fund irrespective of any fund category. Once you identify that the fund is non-performing, immediately redeem the fund and invest the redemption proceeds in a good... Read More

How to allocate funds in market dips

In times of market dips how should we divide our allocation among large cap /mid & small cap /balanced /diversified funds and keep investing regularly?

Apr 19, 2017 by Raghavendra Prasad, Patna | Mutual Fund

There are no set rules for investing in different category of funds in times of market dips. However, one can be benefited if the below is followed - Focus on asset allocation. Example - suppose, according to... Read More

What is the process for investing in SIP

I want SIP mutual fund. What a process?

Apr 18, 2017 by Hari Mangal singh, Jammu and Kashmir | Mutual Fund

For investing mutual funds either through SIP or lump sum, you should first have your mutual fund KYC made. The documents required for making KYC are – A colour passport size photograph, PAN Card... Read More

Which large cap and midcap fund should I start the SIP

I want to start investing in mutual funds and my age is 23 now and I want to invest for 15 years approx. So can you please give some suggestions that which SIP I need to take. I want to take one large cap and one mid or small cap. I want to start with Rs 1,000 per month in two mutual funds?

Apr 18, 2017 by Udit Kumar, Chennai | Mutual Fund

Great to hear that you want to start a SIP when you are so young. For investment horizon of 15 years, your choice of investing one fund each from Mid & small cap and large cap category is okay... Read More

Which fund to invest in SIP for saving taxes

I want to invest 5000 in SIP for 20 years with moderate risk and tax savings options. Where to invest?

Apr 18, 2017 by Nitin Nimaje, | Mutual Fund

If you want to invest Rs 5,000 for 20 years and also want to save taxes, ELSS Funds can be a good choice for you. You can check how was the SIP returns of ELSS funds over long period of time... Read More

Can you help select funds for monthly SIPs

I have planned to invest Rs. 2,000 per month in SIP. Total Rs. 10,000 to be invested in 5 different funds for next 15yrs. Can you guide how are these funds? 1. Birla Sun Life Equity Fund, 2. Birla Sun Life Advantage Fund, 3. Birla Sun Life 95 Growth Fund, 4. HDFC Mid Cap Opportunities Fund, 5. HDFC Top 200 Fund? Waiting for your reply. Sorry I don't know how to post queries on website. I can just read all queries?

Apr 18, 2017 by Chaitali B, | Mutual Fund

Why you want to invest in 5 funds when the monthly SIP investment amount is Rs 10,000 only? Instead of 5 funds, you should restrict to 2-3 funds only. We suggest you go for Birla Sun Life Advantage Fund... Read More

How much corpus is expected in 7 years from my ELSS investment

I am investing In ELSS like Reliance Tax Saver, Axis Long Term, HDFC Long Term, HDFC Tax Saver, SBI Magnum Taxgain etc. Rs. 10,000/month. How much corpus can be expected after 7 years?

Apr 18, 2017 by Sankar Chakraborty, | Mutual Fund

By investing Rs 10,000 per month through SIP for 7 years, you can expect a corpus of Rs 13.46 Lakhs assuming annual XIRR return of 12.50% ! Please use this calculator to know what would be the fund value... Read More

Can you suggest some dividend paying MF schemes

I am retired and solely depend upon this income. Please advise some best funds there I can invest Rs. 10,00,000. So I can get some better regular income. I shall obliged with your vision?

Apr 18, 2017 by Dharmander Kumar, | Mutual Fund

As you are retired, you can invest in balanced funds or MIPs to receive regular returns as dividend from your mutual fund investments. However there are two things that you should keep in mind... Read More

How to do STP from liquid fund

I have 57 lakhs. I want to invest in four equity mutual funds. I try to do it through my demat account. First I try to park my money in liquid fund. When I search the liquid fund most of them have only SIP and SWP option but no STP. Is it ok to do SWP and do SIP for the mutual fund?

Apr 18, 2017 by T Vanlalmalsawmsanga, | Mutual Fund

Yes you can do STP by parking the lump sum fund in liquid fund and transfer daily/ weekly/ Fortnightly or monthly to equity funds. Please note that to do STP to an equity fund you need to invest in the liquid... Read More