Mutual Fund Queries

Where can I find the performance of SBI IT Fund

Was going through SIP returns SBI it fund is missing in it fund index fund are put in large cap fund FMCG is showing only one fund many funds are missing in category category need to revisit?

Jun 30, 2017 by Rajesh, Mumbai | Mutual Fund

Thanks for your suggestion to revisit our categorization of funds. We will definitely look into it and correct if any anomaly is found. With regards to your query, please note that SBI IT Fund is a Technology sector... Read More

Which mutual fund schemes to invest in large and diversified fund category

I want to start a SIP of 1000 in large cap fund and one in diversified equity fund. I want to investment for nearly 20 years or more. Can you suggest me some good fund names in this category?

Jun 30, 2017 by Susnata Das, Midnapur | Mutual Fund

Glad to hear that you want to invest Rs 10,000 per month through SIPs for next 20 years! You can assume a return of 12% from equity mutual funds and thus your final corpus could be around Rs 1 Crore... Read More

Should I invest in one go when the markets are high

I am having 3 lakh of matured fixed deposit which I wish to invest in STP 1 lakh each in 3 schemes. Will you be able to help me out which liquid fund to choose and which MF to invest from there? I am 43 and wish to accumulate wealth over a period of time. My Time duration of investment >7 years. Risk profile: Moderate 1. Please suggest good balanced fund or multi cap or diversified equity fund. Which one is good? 2. Since market is on higher side, what would you suggest, should I hold my investment for some time or invest in mutual fund through STP? 3. Or should I go for investment directly to some balanced/mid cap/large fund/diversified fund?

Jun 30, 2017 by Joydeep Das, Delhi | Mutual Fund

Yes, we can definitely help you in selecting funds for STP from liquid/ ultra-short term funds to balanced or equity funds. However, please note that STP works well when the markets are volatile. As the markets... Read More

Where is the difference between SBI Bluechip Fund & DSPBR Small Mid Cap Fund

I want to invest Rs. 5,000 per month. Which one will be good for me? SBI Blue-chip Fund & DSP BlackRock Mutual Fund (Equity - Small & Mid Cap Fund)?

Jun 30, 2017 by Manish Kumar Ram, | Mutual Fund

Glad to know that you want to invest in Mutual Fund SIPs. However, the two funds you have chosen cannot be compared as they belong to different fund categories. SBI Bluechip Fund is a large cap fund... Read More

How much should I invest to withdraw Rs 10000 per month by SWP

How much should I have a lump sum funds for investing to have a monthly withdrawal of Rs. 10000 per month. I am a senior citizen of 85 years and would like to make this arrangement for some one and strongly feel that I should not lose any from invested amount. Could suggest and help us? Is this a good idea to buy Govt. Tax Free Bonds Hudco, Indian railways, NHAI and Nabard March 29 and or March 31?

Jun 30, 2017 by Jayantilal Patel, | Mutual Fund

It seems you are talking about investing in a balanced fund and withdraw a fixed amount through SWP, right? If it is so, then to withdraw Rs 10,000 you should invest at least Rs 13.50 Lakhs (assuming withdrawal... Read More

Where to invest as I need the amount after 2 years

I am regular reader of Advisorkhoj.com and I want to thanks you for your very useful advice regarding on investment. I am 43 Years old and working with company, I have done very heavy investment in MF but at the time I have 150000 Rs surplus in hand. Please suggest me where should I invest this amount as I required this amount after 2 Years?

Jun 30, 2017 by Rohit Joglekar, | Mutual Fund

Thanks for the kind words about Advisorkhoj which we truly appreciate. As your investment horizon is only 2 years, you can invest the surplus amount of Rs 150,000 in a short term debt fund. Please select a... Read More

Is my fund selection good for long term investing

I have started my SIP from March 2015 in the following funds for 10 year period. HDFC Top 200 Fund, Birla Sun Life Fund, DSP Micro Cap Fund, Mirae Emerging Blue Chip Fund, Canara Rebaco Emerging Equity, ICICI Pru Value Discount Fund, UTI Mid Cap Fund, SBI Magnum Multi Cap Fund. All are regular growth plan. Please suggest is this are good funds or need to change any funds?

Jun 30, 2017 by Ravishekar, | Mutual Fund

It is great to note that you are investing for long term through mutual funds SIPs. We have following suggestions to make with regards to your fund selection - HDFC Top 200 Fund - Once a marquee fund, the fund... Read More

How to receive monthly income from mutual funds

I want to invest in a few mutual funds for Monthly Income. Please can you suggest top 5 funds which can give monthly income to my family. Bank FD is giving only 6.9%. Also the principal amount is depreciating?

Jun 30, 2017 by Usman Ali Khan, Rampur | Mutual Fund

Glad to hear that you want to invest in mutual funds in lieu of fixed deposits in order to get monthly income. Please note there are two ways to get regular income from mutual funds – 1) Invest in mutual funds... Read More

Can you please evaluate my portfolio which I have created on my own research

I am Sourav Roy from Asansol WB. Sir I am 28 years old unmarried and I am not a service man. I am a private tutor. I invested in mutual fund in last three years. I invested in sum funds in last 1-3 years and want to invest at least 10-15 years. I selected funds on my own research. I request you please evaluate my portfolio as well as my funds selection and I have potential to take risk. Please give me suggestion - 1. SBI Magnum Global-Regular-Growth, 2. SBI Magnum Multiplier-Regular-Growth, 3. UTI Equity-Direct-Growth, 4. Reliance Small Cap-Direct-Growth, 5. Franklin India Smaller Companies Fund-Direct-Growth, 6. Franklin India Ultra Short Bond Fund Super Institutional Plan, 7. HDFC Balanced Fund-Direct-Growth, 8. DHFL Pramerica Low Duration fund, 9. Kotak Select Focus-Direct-Growth, 10. Mirae Asset India Opportunities Fund-Direct-Growth, 11. Mirae Asset Emerging Bluechip Fund-Direct-Growth. Each fund SIP Rs - 1000/month. I am worried about the performance of SBI Magnum Global Fund?

Jun 30, 2017 by Sourav Roy, | Mutual Fund

At the outset, I must congratulate you in doing a good work as far as selecting schemes based on your own research is concerned. However, the total number of funds are bit high. We have few suggestions... Read More

Please advise funds paying monthly dividends

Looking investing 500000.00 Rs in mutual fund, advice monthly dividend option?

Jun 30, 2017 by Imran Sheikh, | Mutual Fund

You have not mentioned for how long you want to hold onto this investment and also what is your risk profile. Having said the above, we can suggest that since you are looking for monthly dividend option... Read More