Mutual Fund Queries

Is my mutual fund portfolio good

I'm 38 years Govt. servent my SIP in 5k - DSPBR Micro Cap Fund, 4k Franklin India Smaller Companies Fund, 5k Axis Long Term Equity Fund, 2.5k Reliance Tax Saver Fund, 1.5k DSPBR Tax Saver Fund & BSL Tax Relief 96 lump sum 50k (25k in 2014, 24.9k in 2015). Is this investment good/better/best? Please reply?

Jul 29, 2017 by Santosh Torne, | Mutual Fund

Your mutual funds investments are in very good schemes and good fit for long term wealth creation. Our only suggestion is that, as you have invested in equity mutual funds, your investment horizon should... Read More

How can I draw a fixed amount without erosion in capital

I have retired from service and to receive Rs 40 lakhs. I need to get Rs 40000 pm and my investment to remain in tact. Please suggest how should I invest and where?

Jul 28, 2017 by Girish, | Mutual Fund

You want to draw 1% per month from your investments and yet you want your investments to remain intact. This is nearly impossible. Your investments remain intact only in fixed deposits but you can not get... Read More

How is my mutual fund portfolio based on my selection of MFs

I have some SIP HDFC Top 200 Rs 1000, HDFC Tax Saver Rs 1000, Reliance Banking Rs 1000, Sundram Select Midcap Rs 1000, ICICI Pru Focused Bluechip Rs 1000, Mirae Asset India Opportunities Rs 1000, UTI Midcap Rs 1000, each fund SIP from 2011. Reliance Tax Saver Rs 2000 start SIP from 2016. I look to next 15 to 17 years. One time investment Reliance Small Cap Rs 50000 from April 2017, UTI Midcap Rs 101500 from July 2017 switch UTI Opportunity, HDFC Balanced Fund 82000 switch from HDFC Tax Saver. How are my portfolio?

Jul 28, 2017 by Pramod Kumar, | Mutual Fund

Your mutual fund portfolio is good and you have selected good schemes excepting a few. We have the following suggestions - In place of HDFC Top 200 Fund, you can choose a better fund from large cap... Read More

Which mutual funds to invest for ELSS and long term investments

I want to start SIP of RS 15000 per month for 15 years. I want to invest RS 9000 in ELSS fund for tax saving and RS 6000 in other funds. Please suggest me funds which can give higher return. My aim is to get higher return and I can take risk for this?

Jul 27, 2017 by Gaurav, Anand | Mutual Fund

Good to hear that you want to invest for long term of 15 years through monthly SIPs. Your query is with regards to investing Rs 9,000 in ELSS Funds and Rs 6,000 in other equity funds. You can invest Rs 9,000 in... Read More

Did ICICI Prudential Dynamic introduced monthly dividend payout option

I want to know that, that if ICICI Pru Dynamic Plan introduced monthly dividend payout option from June 2017?

Jul 27, 2017 by Anil Kumar Agrawal, Balarampur | Mutual Fund

No, ICICI Prudential Dynamic Plan did not introduce monthly dividend payout option. They only... Read More

Please let me know returns of conservative funds and growth funds in last 5 years

Please advise return on growth fund and conservative fund in past five years and your fees?

Jul 26, 2017 by Naginbhai Neil Patel, | Mutual Fund

Please note that the you can check the last 5 year returns of all category of funds from the below... Read More

How to reach goal of One Crore after 5 years

I have started investing in mutual funds very recently. My risk profile is moderate to aggressive & my horizon is 5years as of now. I have invested Rs. 5000 each as SIP in the following funds: Birla Sun Life Frontline Equity (G), SBI Blue Chip (G), HDFC Midcap Opportunity (G), L&T Value Fund (G), DSPBR Small & Midcap (G), Reliance Small Cap (G), Mirae Asset Emerging Blue Chip (G), Axis Long Term Equity (G). My request to you is to kindly evaluate the port folio & suggest me how much more I need to invest in SIP (& some good funds) to generate a corpus of 1crore 5years from now?

Jul 26, 2017 by Dr. Soutik Panda, Kolkata | Mutual Fund

You are investing in good schemes through monthly SIPs and the current amount is Rs 40,000. To achieve the goal of Rs 1 Crore after 5 years, you need to invest Rs 117,000 per month, assuming annual... Read More

Which are the best monthly dividend paying balanced mutual funds

Please suggest me the best balanced funds to get monthly income?

Jul 25, 2017 by Narayan Joshi, | Mutual Fund

Please check this mutual fund research tool on our website to know the balanced funds which are... Read More

Which are the good funds for SWP

I am retiring this month end (July 2017), I need to have steady monthly income of Rs. 25000 per month? How much I should invest to have a SWP from mutual funds? Which are the best funds currently operating? Please give me some details of SWP?

Jul 25, 2017 by Parameswaran Subramaniam, | Mutual Fund

Glad to note that you want to know more about SWP and plan to start SWP as you are retiring... Read More