Mutual Fund Queries

Please suggest me schemes with SIP Insure facility

I want to invest SIP with insurance benefit, please provide information about fund & features of scheme?

Dec 24, 2015 by Narendra Pandya, Surat | Mutual Fund

Birla Sun Life Century SIP: The tenure of Century SIP is 55 years minus the age of the investor. However, the investor may discontinue the SIP, at any time, by intimating Birla Sun Life. However, exit load will... Read More

Want to invest lumpsum in MIP and do STP to Equity Fund for 20 years

I want invest 200000 in lumpsum in MIP, then transfer 600 Rs. monthly by STP in another mutual fund SIP for 20 years. Is it advisable? Please guide me?

Dec 17, 2015 by Kaushik Trivedi, | Mutual Fund

Your idea of doing STP for 20 years is a great one. However, you should avoid investing lumpsum in MIP for the sole purpose of doing STP. Since MIPs invest 20-30% in equities they could be volatile and might... Read More

I and my wife will increase the existing SIPs by 10 percentage per year to buy our house

Sir, I am 46 yrs old in Govt. service, me and my wife are having SIP in following these funds for last 2 Years. I will increase SIP by 10% every year in any of these fund which will perform well. We will not increase number of funds these are maximum, these mutual fund SIP are only for creating corpus for my house nothing else. At present cost of the house I wish to buy is Rs 80 lakhs. At present value of our portfolio is Rs 30 lakhs, I will continue SIP till I need minimum loan (less than 20 lakhs), I am in 30% tax bracket. 1. HDFC Top 200 - 10000, 2. Quantum Long Term Equity Fund - 10000, 3. UTI Opp Fund - 5000, 4. ICICI Focused Blue Chip Fund - 5000, 5. ICICI Pru Value Discovery Fund - 8000, 6. Mirae Asset Opportunity Fund - 6000, 7. Franklin India Prima Plus Fund - 8000, 8. Franklin India Blue Chip Fund - 5000pm, 9. IDFC Premier Equity Mutual Fund Rs. 5000 per month?

Dec 12, 2015 by Sundeep Nigam, Haridwar | Mutual Fund

All the funds selected by you have a good long term track record. If you have been monitoring your fund’s performance on a regular basis, you would have observed that, HDFC Top 200 Fund has been... Read More

I am 56 years old and want to invest 25 lacs and wish to withdraw 30000 per month

I am 56 yrs. old, and I wish to invest 35 lacs at a time right now, and I wish 30,000 per month from April 2016, till life time, So When and where to invest? Please guide me?

Dec 12, 2015 by Mukesh Bhatt, Ahmadabad | Mutual Fund

We do not give specific investment advice in Advisorkhoj. However, we can discuss some broad guidelines, which can enable you to make your investment decision in consultation with your financial advisor. Your... Read More

What is Mutual Fund and its NAV and Equity Debt and Balanced Funds

What is Mutual Fund and its NAV? What is Equity, Debt Balance Mutual Fund? If I invest in Large Cap Equity Fund, how will I know its investment?

Dec 8, 2015 by Suddhasatwa Sardar, Delhi | Mutual Fund

The answers to all your questions can be found in our Mutual Fund section. Please visit the following links to get your answers... Read More

I would like to invest Rs 25000 per month in SIPs

Dear Sir, I am 32 years old. I would like to invest 25,000 per month in SIP. Please advise some good mutual funds for long term (minimum 5 years)?

Dec 8, 2015 by Gajendran, Singapore | Mutual Fund

You have the right decision to invest in mutual funds through SIPs. Since you plan to invest Rs 25,000 per month through SIPs, you should select maximum 3 to 4 good equity funds for your portfolio. Given the... Read More

Can you please advise about this NFO OWN PIECE OF INDIA 5+1 scheme by TATA Mutual fund

OWN PIECE OF INDIA 5+1 scheme by TATA Mutual fund. Can you please advise about this NFO?

Dec 7, 2015 by Sandeep, Mumbai | Mutual Fund

We do not give specific investment advice in Advisorkhoj. However, we will discuss the broad characteristics of Tata Mutual Fund’s "OWN PIECE OF INDIA" offering so that you make your own investment... Read More

In your section FD Vs Debt fund if possible please give effect of indextion benefit

In your section FD Vs Debt fund, if possible please give effect of indextion benefit or Income tax rate difference in FD and in MF?

Dec 5, 2015 by Anand, Ahmedbad | Mutual Fund

We are assuming that, you are referring to Fixed Deposits versus Debt Fund tool in our Mutual Fund research section. In our tool we have shown both the pre tax and post tax returns of both FD and debt funds... Read More

I want to understand reasons behind the magnitude of difference of NAV Regular Vs Direct plan

I took two well known Large cap funds, the difference in the NAV of Regular Vs Direct plan of Franklin India Blue Chip Fund - Growth is Rs. 8.04. The difference in the NAV of Regular Vs Direct plan of HDFC Top 200 Fund - Growth is Rs. 5.4. Is the magnitude of difference in the NAV (Regular Vs Direct plan) only because of the Expense ratio Franklin India Blue Chip Direct Fund - GROWTH is 1.36% and Franklin India Blue Chip Direct Fund - Growth is 1.60%. Welcome your help in understanding reasons behind the magnitude of difference in the NAV (Regular Vs Direct plan)?

Dec 5, 2015 by Khushroo Satarawala, Mumbai | Mutual Fund

The difference in NAVs of regular plans and direct plans are due to expense ratio only. Structure of expenses are different for different AMCs, as you yourself have observed by comparing the expense ratios of... Read More

I want to invest about 3 to 4 lacs in Debt funds or Fixed Deposits

I want to invest about 3 to 4 lacs as Debt Fund or FD, please advice me in which I should invest by return of mail?

Dec 5, 2015 by kanaiyalal panchal, | Mutual Fund

You should be clear about your investment objectives and timeframe. FDs will give you assured returns, while Debt funds cannot give you assured returns. However, debt funds offer a wider array of... Read More