Mutual Fund Queries

Please help me in achieving my goals as I am little bit confused

Presently I am 36 years old and started investment in Mutual Fund through SIP (for a targetted period about 20 years) as per details below: 1. Birla Sunlife Front Line Equity-4000 pm 2. ICICI Prudential Value Discovery-4000 pm 3. Kotak select Focus-2000 pm 4. Motilila Most Focused Multicap 35--2000 pm 5. L&T Value India-2000 pm 6. HDFC Balanced Funds-4000 pm 7. Mirae Asset Blue chip-2000 pm 8. Sundaram Select Mid cap-2000 pm 9. Motilal Most focus mid cap 30--2000 pm 10. Birla Sunlife MNC---2000 pm My goal is to get Rs. 50 lakhs after 15 years and 2 crores after 20 years. I am little bit confused about my investment. please help me for achieving my goals. It is also informed that being Govt. Employee i have epf contribution which I treat as debt fund. Moreover, I have a LIC of premium of about rs. 55000/-per months. Please assist me and confirm whether I have to change my portfolio or not, if yes please guide me.......

Apr 28, 2016 by A Biswas, Nashik Road | Mutual Fund

At the outset, we congratulate you for investing in mutual fund SIPs and planning for your long term wealth creation. Your fund selection is good. However, the performance of your mutual fund portfolio... Read More

Will you provide valuable suggestion about my ongoing SIPs for retirement planning

I am running SIP in the following funds from 2014 with an aim to continue for next 15 yrs for building my retirement corpus. 1. HDFC Equity – Rs. 1,500, 2. HDFC Mid Cap Opportunity Fund – Rs. 3,000, 3. Franklin High Growth Companies Fund – Rs. 1,500, 4. ICICI Value Discovery Fund – Rs. 1,500, 5. Birla MNC Fund – Rs. 1,500, 6. SBI Pharma Fund – Rs. 1,500. Total SIP investment per month is Rs. 10,500. I request your valuable reply about my portfolio/ alternate fund suggestions to ensure my safe retirement life?

Apr 21, 2016 by Sasikumar.S, Cuddalore | Mutual Fund

Congratulations for doing long term SIPs for building your retirement corpus. SIP in Equity Mutual Funds for the long term is the best way to create a healthy corpus not only for retirement but for other long term... Read More

Should I remain invested in ICICI Prudential Value Discovery Fund

What is the outlook on ICICI Prudential Value Discovery Fund? I had invested in this fund about 1.5 years back, but I am not sure if I should remain invested in it or should switch to another fund?

Apr 21, 2016 by Harish Sadasivan, Bangalore | Mutual Fund

Congratulations! You have invested in one of the best performing diversified equity funds in India. With an annualised return of 23% since inception, it has beaten not only most of its peers but also the... Read More

I need an advice in the investment of Balanced Funds

I need an advice in the investment of Balanced Funds. Can you please suggest?

Apr 21, 2016 by Sravika, Hyderabad | Mutual Fund

Balanced Funds are hybrid equity oriented mutual fund schemes which usually invest 65 – 75% in equities and the remaining portion in debt or money market instruments. The hybrid portfolio moderates the fund... Read More

How to shift bank FD to best and safe mutual funds to get regular returns

I saw your site and liked it very much as simple, informative and very useful. I am registered with your site. I wrote a query to advice best funds 100% safe to shift bank FD to get regular return, safety, save tax but got no reply. Can you please advice me?

Apr 12, 2016 by R.N. Mittra, Mumbai | Mutual Fund

Firstly we are happy that you have liked Advisorkhoj.com and registered with it. Our endeavour is increase awareness of investments among our readers and provide unbiased insights into many different... Read More

Which are the Best Mutual Funds for SWP

I am a retired person. I sold one of my property @18 lacs. I want to invest in MF with SwP @Rs 10000/monthly. please suggest scheme's to invest?

Apr 11, 2016 by Ashok Ghugari, Aurangabad | Mutual Fund

Very happy to note that you want to invest in Mutual Funds with SWP option. Since, you are a retired person, we at Advisorkhoj believe that SWP from Mutual Fund Balanced Fund or Debt Mutual Funds would be... Read More

Which are the best Mutual Funds for SIP for 10 to 15 years

I want to invest 4 SIP in different MF of Rs. 1000/- for 10 to 15 year. Suggest me a correct name of MF?

Apr 11, 2016 by K.K.Tiwari, Hardwar | Mutual Fund

For doing SIP in Mutual Funds for long term, you must go for Diversified Equity Funds. You may select few funds from the following calculator... Read More

Which are the Top Diversified Equity Mutual Funds

Send me top Diversify Fund?

Apr 11, 2016 by Jatin Bhatt, | Mutual Fund

Please check the details of the Top Diversified Equity Funds here... Read More

How to stop SIP as I have wrongly mentioned amount as 100,000 in lieu of 1,000

How to stop SIP on urgent basis. Query is form by my side filled wrong sip Rs 100000/- I want Rs 1000/-?

Apr 6, 2016 by Dhananjay, Lonavala | Mutual Fund

Please write a letter urgently to the concerned AMC requesting to stop the SIP. After that you can again fill up a fresh SIP auto debit form for Rs. 1000... Read More

Is investing in UTI Floating Rate Short Term Fund good for building an emergency corpus

Now I am investing in ultra short term fund. Name is UTI Floating Rate Short Term Fund Growth option as a Emergency Fund. My question is that, is this good fund to build Emergency Fund?

Apr 6, 2016 by Supriya Bhattacharya, Kolkata | Mutual Fund

Yes, It is okay to invest in UTI FLOATING RATE SHORT TERM FUND GROWTH to build your emergency corpus fund. But, UTI LIQUID CASH FUND would be a better option. Liquid funds invests in securities... Read More