Mutual Fund Queries

Please suggest some mutual funds to invest for 6-7 years

Have a lumpsom amount of 2 lakhs to invest in mutual funds. Please suggest some good funds for a span of 6-7 yrs?

Jul 20, 2016 by Sreeja, Cochin | Mutual Fund

Happy to note that you want to invest in mutual funds with an investment horizon of 6-7 years. Diversified equity mutual funds would be best for this purpose. You may select a fund from here – Top performing... Read More

Can you please classify balanced funds with investments style

Balanced funds-how to know fund's investment% in large, mid, small caps? Is there any internal mandates in the schemes or it is variable as per market conditions? Can you please classify funds with investments style as above in 3 as per latest portfolio? This is important to select a balanced fund as per risk profile?

Jul 20, 2016 by Ramesh B, Vadodara | Mutual Fund

As you know balanced funds are hybrid equity oriented funds which invest 65-75% in equities and rest in debt and money market instruments. These funds are ideal for investors with moderate risk profile... Read More

I wish to invest 60 Lacs in 6 Equity MFs for 10 Lacs each for 20 years or more

I have Rs. 60 lac which I got through capital gains through sale of property. I wish to invest all the amount in 6 equity MF's of 10 lac each in the next bear market for 20 or more years and do SWP of Rs. 5000 in each fund after 1 yr as I have no other income. I am 50 years old with wife and 2 sons studying college. I am also considering selling all the units in the next bull market and vice versa. I already invested 10 lac in 1st week of march 2016. Not interested in keeping money in SB AC and doing SIP. Kindly advise on whether it is the right thing to do? 1. ICICI Pru Val Disc Fund Direct Growth, 2. Franklin India High Growth Companies Fund, 3. Uti Midcap Opp Fund, 4. DSPBR Micro Cap, 5. Franklin India Smaller Companies Fund, 6. HDFC Midcap Fund. Kindly advise?

Jul 20, 2016 by Siva Kumarraju, | Mutual Fund

It is heartening to note that you do not want to keep money idle in bank account and invest in mutual funds for the long term. The funds selected by you are all top performing but the last 4 funds – DSPBR Micro... Read More

As now market is higher for lumsum investment which fund is best for 5 year or more tenure

Now time market is higher and for lumsum investment which fund is best for 5 year more tenure

Jul 20, 2016 by Paresh Navik, Bacsari | Mutual Fund

Long term prospects of the Indian equity is very good. Therefore, if you want to invest for more than 5 years or so then diversified equity funds should be your ideal choice. Please select a top performing... Read More

I read about CAN Number which helps to direct plan from one place: how it works

I read about CAN Number which help to direct plan from one place i.e. MFU how did it work i am not sure please focus on the issue?

Jul 20, 2016 by S R Jain, Pune | Mutual Fund

You may check this link to know more about CAN and MFU from here... Read More

Please give your valuable suggestion if we can still invest in DSPBR World Gold Fund

Please give your views on DSP Black Rock World Gold Fund which has given around 100 % return so far in one year, But last 5 years return is pathetic, Please give your valuable suggestion can we still invest in this fund?

Jul 20, 2016 by Rajesh Poddar , Mumbai | Mutual Fund

DSP BlackRock World Gold Fund is a thematic fund. Thematic funds are the riskiest amongst equity funds, therefore, if your risk profile is very high or you want to allocate a small portion of your investible... Read More

How is ICICI Prudential Value Discovery Fund Growth for investment in lumpsum

How is ICICI Prudential Value Discovery Fund - Growth? Is it good to invest in lumpsum?

Jul 20, 2016 by Manmohan, Delhi | Mutual Fund

ICICI Prudential Value Discovery Fund is one the best performing diversified equity mutual funds, therefore, you can invest in it in lumpsum and also through SIP. We reviewed this fund recently which you must... Read More

Which is the best way to invest in MF direct plans

Which is the best way to invest in MF direct plans?

Jul 15, 2016 by Sandeep, Mumbai | Mutual Fund

The best way, according to us, would be to visit the AMC websites and transact... Read More

Please suggest me Best Top 10 Balanced Funds

Please suggest me best top ten balanced fund?

Jul 15, 2016 by Pareshkumar Chhaganlal Navik, Amalsad | Mutual Fund

You are requested to visit our mutual fund research section and see the best performing balanced mutual funds. We also wrote one article recently – Top and Best 5 Balanced Mutual Funds for investment... Read More

If I close SIP before completion of 10 years or part withdraw then what will be the charges

While investing online to SIP MF on any AMC website, they ask for time period of SIP. If I opt 10 years and later on due to some reason I Close SIP before completion of 10 years or part withdraw then what will be the charges? Secondly If I opt 5 years and if later on I want to increase tenure more than 5 years then can it be done? If yes then any charges of this?

Jul 15, 2016 by Shailender Kumar, Pune | Mutual Fund

Following is the answer to your queries – For your SIPs you may opt for 10 years or for that matter, any period you want. If you discontinue your SIPs anytime during this period, AMCs will not charge or deduct... Read More