How can I invest in equity based MF which give regular dividends

I shall be retiring next year. A major portion of PF and Gratuity portion I want to Invest in equity based MF which give regular dividend, preferably MF with 100% equity fund. I want to avoid interest income as the same free from risk and against tenets of Quarn. Investment should have element of risk. Please advise?

Jul 25, 2016 by Mohammad Wasim, Asansol | Mutual Fund

Glad that you want to invest in good dividend paying equity mutual funds. We are also glad to note that you already have an idea that equity investing comes with risk. To know more about equity funds giving good dividends, please read this https://www.advisorkhoj.com/articles/Mutual-Funds/Top-Dividend-Paying-Large-Cap-Equity-Mutual-Funds-in-the-last-5-years and https://www.advisorkhoj.com/articles/Mutual-Funds/Top-Mutual-Fund-Dividend-Plans-in-the-last-5-years

However, since you will be retiring next year, our suggestion would be to invest in balanced funds for four reasons – 1) Balanced funds are best suited for moderate to moderately high risk takers 2) Dividends and long term capital gains from balanced funds are tax free 3) Our research shows that in the long run the returns of balanced funds versus large cap equity funds are almost same 4) There are balanced funds which have tailored their dividend payments in such a way that it can supplement regular returns on monthly or quarterly basis.

To know more about top dividend paying mutual funds you may like to check here https://www.advisorkhoj.com/mutual-funds-research/top-dividend-paying-mutual-funds/Balanced-Funds-Equity-Oriented

To check historical dividends, please check this section https://www.advisorkhoj.com/mutual-funds-research/historical-dividends

Some of the top Balanced fund with regular dividend payouts – monthly or quarterly – are, TATA Balanced Fund, HDFC Balanced Fund, ICICI Prudential balanced fund, Reliance Regular Savings fund balanced option, Birla Sun Life 95 fund and DSP BlackRock balanced fund etc. Please check their dividend payout track record from the above tool.

Read the following to know more about balanced funds and why it could be beneficial to you in your retirement years –

https://www.advisorkhoj.com/articles/Balanced-Funds

https://www.advisorkhoj.com/articles/Mutual-Funds/A-smart-option-for-getting-regular-income-from-your-Balanced-Fund-investments-over-a-long-period

https://www.advisorkhoj.com/articles/Mutual-Funds/How-Balanced-Mutual-Funds-created-wealth-for-moderate-risk-takers

https://www.advisorkhoj.com/best-mutual-funds/Balanced-Funds-Equity-Oriented/Top-and-Best-5-Balanced-Mutual-Funds-for-investment-in-2016

https://www.advisorkhoj.com/articles/Balanced-Funds/Can-Mutual-Fund-Balanced-Funds-be-Your-Best-Bet

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