How to draw a regular income from Aditya Birla Sun Life Balanced 95 Fund

Great to hear that you are an investor in Birla Sun Life Balanced 95 Fund since inception (The scheme name is now changed to Aditya Birla Sun Life Balanced 95 Fund). We hope you enjoyed the great investing journey with this fund. With over 21% annualized return over 22 years, this funds is one of the biggest wealth creator in the Indian mutual fund industry.

Yes, your idea of drawing Rs 1 Lakh per month from the accumulated corpus of Rs 1.28 Crores is good. You can draw the amount through monthly SWP route. All you have to do is to sign a SWP form and submit to Aditya Birla Sun Life Mutual Office or you may ask your mutual fund advisor to help you on this.

You can opt for a date on which you want the SWP amount - The dates are 1st, 7th, 14th, 20th, 21st and 28th of the month. You have to just sign up the SWP form and submit to the AMC. The SWP will start automatically on your chosen date and amount credited to your designated bank account.

The SWP form can also be download from this link http://mutualfund.birlasunlife.com...

You can also register with Aditya Birla Sun Life Mutual Fund through this link https://mutualfund.birlasunlife.com...

Please note that there is no facility to set up a calculation table. We think, you want to know how the portfolio values will change after you start the SWP. As the returns are not assured in mutual fund it is difficult to know the future values post your each SWP withdrawals. However, after each SWP the AMC will send you the statement (or you can check online as well) wherein you can see the current value of your investments.

Please also note that as you are drawing around 9.30% annual (Rs 1 Lakh per month from the current investment value of Rs 1.28 crores), you can expect good capital appreciation provided you remain invested for the long run in this fund.

In case you have further query or need any assistance do write back to us.

Wishing your great investing journey for many more years and thanks for writing to Advisorkhoj.