Have I invested in right funds to get 1 Crore in year 2025

Glad to hear that you find our answer extremely balanced and beneficial.

As you already have a retirement corpus based on fixed income, you can invest more in balanced fund as discussed in your last query.

Your new query is about investment of Rs 18.50 Lakhs in lump sum and Rs 1.20 Lakhs in monthly SIPs to have a corpus PF Rs 1 Crore at year 2025. i.e. 8 years from now. Please refer this tool https://www.advisorkhoj.com/tools-and-calculators...

Please note that your lump sum investment of Rs 18.50 Lakhs can become Rs Rs 45.80 Lakhs after 8 years assuming 12% annual return. And, your SIPs of Rs 1.20 Lakhs per month can create a corpus of Rs 1.94 Crores after 8 years against your total investment of Rs 1.15 Crores over this period (assuming 12% annual return). You may check this https://www.advisorkhoj.com/tools-and-calculators...

Therefore, the total expected corpus at 2025 should be around Rs 2.40 Crores which is much higher than your desired corpus of Rs 1 Crore.

You have selected good funds from large cap, diversified equity, mid & small cap and balanced fund. Therefore, no changes are suggested in the portfolio.

Hope you find the above answer useful. Thanks again for writing to Advisorkhoj.