Have I invested in good funds through SIP and Lump sum

Thanks for the kind words and glad to note that you found our website helpful and follow it daily.

The funds you have selected for your lump sum investments are good. However, please note that Birla Sun Life MNC Fund is a thematic fund and only if your risk profile is very high that you should continue to hold this fund. You need to be extra cautious when you invest in thematic funds as you are not sure when the theme will play out and get you the desired returns. Once you have made your desired returns from Birla Sun Life MNC fund you should shift the investments to one of their diversified equity funds - Birla Sun Life Equity Fund and Birla Sun Life Advantage Fund are two top performing diversified equity funds from Birla Sun Life Mutual Fund stable.

Coming back to your SIP investments, you have mostly invested in small and midcap funds excepting one fund each in ELSS and large cap category. Here we have two suggestions –

1. Stop you investments in SBI Magnum Global Fund and start investing in SBI Magnum Multi-Cap Fund or SBI Blue Chip Fund

2. As you want to invest in new SIPs, we suggest you go for diversified equity funds or large cap funds. The choice here could be ICICI Prudential Value Discovery Fund, Birla Sun Life Equity Fund, SBI Magnum Multi-cap Fund, SBI Blue Chip Fund, Kotak Select Focus Fund or Franklin India High Growth companies Fund.

Hope the above helps. Thanks for writing to Advisorkhoj.