Can you check my MF portfolio and give your suggestions

Can you please over look my SIP portfolio (large cap, Multi cap & Mid cap) with the horizon of 15 years. Looking forward for aggressive returns through SIP and want to increase the sip amount at 10% YOY. ICICI Focused Bluechip - 5000, HDFC Top 200 - 2000, Kotak Select Focus Fund - 5000, ICICI Pru Value Discovery Fund - 5000, IDFC Premier Equity Fund - 3000, Reliance Small Cap Fund - 5000?

Jul 10, 2017 by Vikesh Sharma, Chandigarh  |   Mutual Fund

Even though you desire to get aggressive returns in the long term of 15 years, all the funds selected by you are not performing to the expected level and thus may be a hindrance to your investment objectives.

For example - HDFC Top 200 Fund has not been performing well compared to the top performers in the large cap category. Therefore, replacing this fund with SBI Bluechip fund or Birla Sun Life Frontline Equity Fund can be a wise idea. Alternatively, you may also increase the contribution to ICICI Prudential Focused Bluechip Fund and Kotak Select Focus Fund.

The same is the case with IDFC Premier Equity Fund. Once a marquee fund, IDFC premier Equity Fund failed in delivering returns expected from mid and small cap funds. There are quite a few mid cap funds which are performing much better than this fund. For example - Canara Robeco Emerging Equities Fund, Mirae Asset Emerging Bluechip Fund and SBI Magnum Midcap Fund.

A reshuffling of your existing mutual fund portfolio on the lines suggested by us may get you better returns in the future.

Thanks for writing to Advisorkhoj

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