Can I reach my retirement goal with present mutual fund investments

You have selected good performing mutual fund schemes from the multi-cap, small cap, mid cap and large cap equity mutual fund Categories. These categories of funds are ideal choice for long term investment planning if you can sustain moderately high to high risk in the long run.

Your total lump sum investment value is Rs 41 Lakhs and if we assume 12% annual returns then after 20 years, you can accumulate a corpus of around Rs 4 Crores. However, if the returns are bit more, say 13 or 14% then the future corpus could be Rs 4.72 to 5.63 Crores respectively. Please check this tool https://www.advisorkhoj.com/tools-and-calculators...

As you can see there is a good shortfall between what you want to achieve (Rs 7.50 Crores after 20 years) and what you can possibly get! Therefore, you should increase your lump sum investments substantially or plan monthly SIPs in order to reach the desired goal of your retirement. Plan a SIP through this tool https://www.advisorkhoj.com/tools-and-calculators...

Hope the above guidance is helpful to you. Wishing you good luck !