Aditya Birla Sun Life Flexi Cap Fund completed 27 years since its launch. One of the oldest diversified equity mutual fund schemes in the country, the fund has a has enviable track record of wealth creation. If you invested Rs 1 lakh in the fund at the time of its inception, your investment would have multiplied...Read More

Equity market rebounded in September in the wake of GST rate rationalization. After three consecutive months of sell-off, FIIs turned net buyers in October with Rs 6,480 crores of net equity purchase till MTD 17th October 2025 (source: NSDL). While the market recovery has been broad based, the market has to contend with...Read More

Dreams and goals are very important in our lives because it serves as a source of inspiration and a reason to put in effort for a brighter future. Dreams are not enough to get you where you want to reach. You need to work hard to achieve your dreams. A young kid who wants to represent India in some sport like cricket has...Read More

Financial markets are going through an interesting phase. The equity market has made a smart recovery riding tailwinds provided by GST reforms and Fed rate cuts. However, there are concerns about valuations relative to other emerging markets. Gold continues to be strong due to global uncertainties and central bank gold purchases...Read More

The percentage of older population (65 years and above) in India’s total population will rise to 13.8% by 2050, according to the UN World Population Ageing 2019 Report (page 46). These figures point out the importance of planning for the post-retirement years well before its onset...Read More

In our previous article on retirement planning, Retirement Planning: Accumulation Phase, we discussed that there are three phases of retirement planning – Accumulation, Transition and Distribution. The accumulation phase begins when you start your working life and continues till the mid stage of your career. The transition...Read More

FY 2024-25 will be the third full fiscal year since India’s economic recovery began after the COVID-19 pandemic. Continuing on strong GDP growth trajectory of FY 22-23 (7% GDP growth1) and FY 23-24 (8.2% GDP growth1), the Reserve Bank of India has forecasted India’s real GDP to grow at 6.5% in FY 24-25 (source...Read More

Retirement is inevitable phase of life especially for salaried investors. After your retirement, you may not have any income from your profession but you will still have expenses that have to be met from your accumulated savings. Therefore in your working years, you need to save and accumulate a sufficiently large...Read More

Since time immemorial, investors have been drawn to the glitter of gold as an asset. Gold has long been regarded as a stable and dependable investment option that has weathered economic cycles. This precious metal is more than just an ornament or a cultural symbol. It serves as a safe haven during economic slowdown, a...Read More

Volatility refers to fluctuation of stock prices and is an intrinsic characteristic of equity as an asset class. Volatility is inevitable and unavoidable if you are investing in equities. The chart below shows the Nifty 50 Total Return Index values over the last 5 years (ending 31st August 2024). You can see that even though the market...Read More