You may have observed in limited over cricket that teams with strong batting line-up choose to bowl first after winning the toss. The reason is obvious; when you are batting second you know, exactly how much, you have to score to...Read More

This is not an article on lump sum versus SIP investing. I am sure that you have read several financial blogs discussing advantages and disadvantages of lump sum investment versus Systematic Investment Plan (SIP). Some...Read More

Stock analysts assign target prices to stocks they cover; for example, if a stock is trading at र 100 and the analyst gives a buy recommendation with a target price of र 130 over a two year horizon, the investor buying the stock at र 100...Read More

One of the most famous quotes of Warren Buffett is “You don't need to be a rocket scientist. Investing is not a game where the guy with the 160 IQ beats the guy with 130 IQ”. Superior emotional quotient (EQ) plays a far more important...Read More

Volatility is an intrinsic aspect of equity asset class. In the last 10 years, it seems that, business cycles are getting shorter and volatility is increasing in stock markets around the world. 2008 was a watershed year for markets...Read More

We have discussed the importance of asset allocation a number of times in our blog. Asset allocation ensures that you invest in the right asset class to meet your financial goals. It ensures that, you take the right amount of risk; too...Read More

About twelve years back, when I had been working in the US for a few years and had most of my savings invested in fixed income, I was looking to work with a financial advisor to help me increase my asset allocation in equities. A...Read More

You are in your late twenties or early thirties and you have just started your family and you are too busy fulfilling the duties of a spouse and a parent. Among the household responsibilities and more nearer financial goals such as...Read More

What is the definition of long term? How is it different from short term? Though long term and short term are quite subjective periods; technically from the income tax prospective any investment instrument held for over a year is termed...Read More

The Oxford Dictionary defines ‘disciplined’ as ‘showing a controlled form of behavior of a way of working’ while ‘investment’ is defined as ‘the action or process of investing money for profit’. When combined, the two...Read More