Latest Saving, Investing & Mutual Fund Articles

Healthcare as a theme has tremendous growth potential and includes businesses in diagnostics, hospitals, medical equipment, specialty chemicals, insurance, and other allied sub sectors. Investment into healthcare themed funds allows investors to participate in the growth potential of this...

We are approaching the end of 2023 and there is just 3 months left to complete your tax planning for FY 2023-24. If you have not done your tax planning yet, then you should start at the earliest. Tax payers can claim deductions of up to Rs 1.5 lakhs every year from their gross taxable income...

As we approach the last quarter of this financial year, you should ensure that you complete your tax planning well in time, instead of scrambling at the last minute. Section 80C of Income Tax Act allows investors to claim deductions from their gross taxable income by investing in certain tax savings schemes eligible u/s 80C. The...

In its monetary policy meeting held on December 12th and 13th, the US Federal Reserve indicated that it will not hike interest rates further. That Fed has also signalled interest rate cuts in 2024. The Fed meeting brought cheer to both debt and equity bond markets globally, including India. The 10 year Government Bond yield...

In this article, let me take our readers through the process that we follow for managing our funds and also a back-tested study to understand how high growth and good quality companies have performed in the past in India over the longer term and look at the characteristics of these set...

As we approach the end of 2023, we will look back some of the highlights of this year. India’ GDP grew by 7.8% in Q1 and 7.6% in Q2 of FY 2023-24 (source: Ministry of Statistics). As per S&P Global, India has been the fastest growing economy in G20 (the 20 largest economies of the world) in 2023. The equity market...

When you are planning to build an equity portfolio, you can think two components in your portfolio – a core portfolio and a satellite portfolio. The core portfolio should be built based on your long term financial goals (e.g. children’s higher education, children’s marriage, retirement planning etc) and your risk...

ELSS or Equity Linked Saving Schemes are mutual funds which enjoy a tax saving benefit under the Section 80C of the Income Tax Act 1961. Investments in ELSS can be made up to a maximum limit of Rs 1,50,000/- per year. This amount can be claimed as deduction from the total taxable income, giving a...

If you invested Rs 1 lakh in Nippon India Growth Fund at the time of its launch 28 years back, your investment would have grown to over Rs 3 crores. Nippon India Growth Fund’s journey is also largely a part of India’s economic growth post liberalization. From some of the worst economic...

The guaranteed returns of Fixed deposits make them a popular saving option in India. However, stability aside, fixed deposits interest rates have been declining over the last 20 years and hence can only be treated as savings. However, the value of the saved amount keeps getting eroded as inflation keeps rising. Even though interest...