This tool can help you know the corpus you can accumulate at certain assumed rate of return. For example – With Rs 5,000 monthly SIP, you can accumulate Rs 11.62 Lakhs, 12.33 Lakhs, 13.10 Lakhs and 13.93 Lakhs at 12%, 13%, 14% and 15% returns respectively.

Example – You are 25 years old and at age 55 want to have Rs 5 Crores. You have to just invest Rs 9,200 per month. Check how it works?

Target any amount and plan your monthly SIPs. Example – you want to have Rs 5 Crores at today’s value at your retirement after 30 years. Actually, you need to accumulate Rs 21.60 Crores (assuming inflation at 5%). A monthly SIP of Rs 39,000 (assuming 14% returns) can help you achieve your retirement goal.

In the above tool you planned your retirement to have Rs 21.60 Crores after 30 years. But you cannot invest Rs 39,000 in monthly SIP, this tool tells you that even if you start with Rs 24,000 monthly SIP and increase it by 10% annually, you can actually reach the target.

Using this tool you can plan increasing your final SIP corpus by over 30%! Example – you are investing Rs 25,000 a month you can get Rs 60 Lakhs after 10 years. However, if you increase the SIP amount by 10% per annum you can get a corpus of Rs 81 Lakhs! An increase of Rs 21 Lakhs (both return assumption at 12.5%)

SIP RETURNS WITH ANNUAL INCREASE – Here you can see the return of any scheme in which you are doing SIPs and increasing your contribution by 10% annually. Can the returns grow by 25% more if you increase the SIPs by 10%

SWP RETURNS OF TOP FUNDS – What would have been the return had you drawn a fixed amount every month via SWP from top performing schemes of any category. Let us see the SWP return of Top Balanced Funds in the last 5 years.

TARGET AMOUNT SIP CALCULATOR – Know how a small amount saved every month can help you achieve your future target amount accounting inflation. Example – After 20 years you want an amount equivalent of today’s Rs 20 Lakhs – It would be Rs 66 Lakhs @5% inflation and you need to save monthly Rs 6,850 only.

"Wide diversification is only required when investors do not understand what they are doing" – Warren Buffett